Financials in USD. Standardized financial statements.
A compact view of how Pinnacle Bank turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $50.63M | $53.91M | $50.82M | $34.77M | $31.21M | $25.91M | $24.55M | $20.44M | $17.81M | $13.72M |
| Revenue Growth? | -6.1% | +6.1% | +46.2% | +11.4% | +20.5% | +5.5% | +20.1% | +14.8% | +29.8% | 0.0% |
| Cost of Revenue? | $19.88M | $17.52M | $9.87M | $866,881 | $1.05M | $3.96M | $1.99M | $626,794 | $832,303 | -$220,160 |
| Gross Profit? | $30.75M | $36.39M | $40.94M | $33.90M | $30.16M | $21.95M | $22.56M | $19.82M | $16.97M | $13.94M |
| Gross Margin? | +60.7% | +67.5% | +80.6% | +97.5% | +96.6% | +84.7% | +91.9% | +96.9% | +95.3% | +101.6% |
| Operating Expenses? | $23.33M | $24.09M | $24.40M | $21.96M | $19.24M | $16.20M | $14.43M | $12.37M | $11.06M | $9.77M |
| Operating Income? | $7.43M | $12.30M | $16.55M | $11.94M | $10.92M | $5.74M | $8.13M | $7.45M | $5.91M | $4.17M |
| EBITDA? | $7.43M | $14.61M | $18.77M | $14.80M | $13.14M | $7.61M | $10.18M | $7.97M | $6.37M | $4.54M |
| Income Before Tax | $7.43M | $12.30M | $16.55M | $11.94M | $10.92M | $5.74M | $8.13M | $7.45M | $5.91M | $4.17M |
| Income Tax Expense | $1.98M | $3.46M | $4.78M | $3.48M | $3.17M | $1.80M | $2.56M | $2.10M | $2.95M | $1.71M |
| Net Income? | $5.45M | $8.85M | $11.77M | $8.45M | $7.75M | $3.94M | $5.56M | $5.35M | $2.96M | $2.46M |
| EPS? | $0.92 | $1.52 | $2.09 | $1.55 | $1.45 | $0.75 | $1.09 | $1.20 | $0.76 | $0.65 |
| Diluted EPS? | $0.91 | $1.49 | $2.07 | $1.52 | $1.42 | $0.74 | $1.06 | $1.16 | $0.73 | $0.62 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality