Financials in USD. Standardized financial statements.
A compact view of how Pioneer Bankcorp, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|---|
| Revenue? | $43.60M | $38.67M | $34.56M | $26.22M | $21.52M | $21.37M | $19.26M |
| Revenue Growth? | +12.8% | +11.9% | +31.8% | +21.8% | +0.7% | +11.0% | 0.0% |
| Cost of Revenue? | $9.46M | $8.23M | $6.91M | $2.19M | $972,037 | $1.40M | $2.06M |
| Gross Profit? | $34.14M | $30.44M | $27.65M | $24.03M | $20.55M | $19.98M | $17.21M |
| Gross Margin? | +78.3% | +78.7% | +80.0% | +91.6% | +95.5% | +93.5% | +89.3% |
| Operating Expenses? | $19.21M | $18.61M | $17.96M | $15.34M | $13.91M | $14.17M | $12.33M |
| Operating Income? | $14.93M | $11.83M | $9.69M | $8.69M | $6.64M | $5.81M | $4.87M |
| EBITDA? | $14.93M | $12.73M | $10.57M | $9.54M | $7.44M | $6.64M | $5.74M |
| Income Before Tax | $14.93M | $11.83M | $9.69M | $8.69M | $6.64M | $5.81M | $4.87M |
| Income Tax Expense | $3.54M | $2.79M | $2.29M | $1.99M | $1.54M | $1.32M | $1.16M |
| Net Income? | $11.39M | $9.04M | $7.41M | $6.70M | $5.10M | $4.50M | $3.71M |
| EPS? | $10.34 | $8.00 | $6.44 | $5.78 | $4.47 | $3.93 | $3.15 |
| Diluted EPS? | $10.34 | $8.00 | $6.44 | $5.78 | $4.47 | $3.93 | $3.15 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality