Financials in USD. Standardized financial statements.
A compact view of how Pioneer Bancorp, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $88.12M | $98.70M | $85.18M | $57.92M | $59.68M | $69.20M | $68.57M | $59.29M | $48.52M |
| Revenue Growth? | -10.7% | +15.9% | +47.1% | -3.0% | -13.8% | +0.9% | +15.6% | +22.2% | 0.0% |
| Cost of Revenue? | $0 | $24.50M | $5.49M | $914,000 | $6.16M | $11.52M | $22.63M | $5.16M | $4.81M |
| Gross Profit? | $88.12M | $74.19M | $79.69M | $57.00M | $53.52M | $57.68M | $45.94M | $54.13M | $43.71M |
| Gross Margin? | +100.0% | +75.2% | +93.6% | +98.4% | +89.7% | +83.4% | +67.0% | +91.3% | +90.1% |
| Operating Expenses? | $55.26M | $54.78M | $51.83M | $43.66M | $50.86M | $51.69M | $37.89M | $36.33M | $35.37M |
| Operating Income? | $32.86M | $19.41M | $27.86M | $13.34M | $2.66M | $6.00M | $8.05M | $17.81M | $8.35M |
| EBITDA? | $0 | $22.00M | $30.55M | $16.08M | $5.52M | $8.90M | $10.86M | $20.45M | $10.31M |
| Income Before Tax | $24.82M | $19.41M | $27.86M | $13.34M | $2.66M | $6.00M | $8.05M | $17.81M | $8.35M |
| Income Tax Expense | $5.62M | $4.15M | $5.91M | $3.06M | $1.58M | $797,000 | $737,000 | $6.31M | $2.71M |
| Net Income? | $19.20M | $15.26M | $21.95M | $10.28M | $1.08M | $5.20M | $7.31M | $11.50M | $5.63M |
| EPS? | $0.77 | $0.61 | $0.87 | $0.41 | $0.04 | $0.21 | $0.65 | $1.03 | $0.50 |
| Diluted EPS? | $0.76 | $0.61 | $0.87 | $0.41 | $0.04 | $0.21 | $0.65 | $1.03 | $0.50 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality