Financials in USD. Standardized financial statements.
A compact view of how PB Bankshares, Inc. turns revenue into operating income and net income.
| Metric | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|
| Revenue? | $24.15M | $20.51M | $14.28M | $10.71M | $9.59M | $9.87M |
| Revenue Growth? | +17.8% | +43.6% | +33.3% | +11.6% | -2.7% | 0.0% |
| Cost of Revenue? | $12.36M | $8.35M | $4.16M | $2.48M | $3.19M | $3.15M |
| Gross Profit? | $11.79M | $12.16M | $10.12M | $8.22M | $6.40M | $6.71M |
| Gross Margin? | +48.8% | +59.3% | +70.9% | +76.8% | +66.7% | +68.1% |
| Operating Expenses? | $9.54M | $9.69M | $7.47M | $7.27M | $6.96M | $5.76M |
| Operating Income? | $2.25M | $2.46M | $2.65M | $955,000 | -$555,000 | $952,000 |
| EBITDA? | $2.60M | $2.79M | $2.93M | $1.13M | -$350,000 | $1.15M |
| Income Before Tax | $2.25M | $2.46M | $2.65M | $955,000 | -$555,000 | $952,000 |
| Income Tax Expense | $475,000 | $545,000 | $531,000 | $170,000 | -$140,000 | $173,000 |
| Net Income? | $1.77M | $1.92M | $2.11M | $785,000 | -$415,000 | $779,000 |
| EPS? | $0.77 | $0.78 | $0.82 | $0.31 | $-0.15 | $0.28 |
| Diluted EPS? | $0.76 | $0.77 | $0.82 | $0.31 | $-0.15 | $0.28 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality