Financials in GBp. Standardized financial statements.
A compact view of how Paragon Banking Group PLC turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | £1.24B | £501.20M | £455.10M | £779.40M | £354.50M | £309.70M | £306.70M | £315.60M | £263.80M | £253.40M |
| Revenue Growth? | +147.6% | +10.1% | -41.6% | +119.9% | +14.5% | +1.0% | -2.8% | +19.6% | +4.1% | 0.0% |
| Cost of Revenue? | £788.60M | £0 | £0 | £174.50M | £133.00M | £0 | £0 | £1.20M | £0 | £0 |
| Gross Profit? | £452.40M | £501.20M | £455.10M | £604.90M | £361.30M | £309.70M | £306.70M | £314.40M | £263.80M | £253.40M |
| Gross Margin? | +36.5% | +100.0% | +100.0% | +77.6% | +101.9% | +100.0% | +100.0% | +99.6% | +100.0% | +100.0% |
| Operating Expenses? | £195.90M | £208.50M | £177.50M | £187.00M | £147.60M | £16.20M | £14.50M | £314.40M | £262.80M | £253.50M |
| Operating Income? | £256.50M | £253.80M | £199.90M | £417.90M | £213.70M | £120.00M | £159.00M | £180.30M | £145.20M | £143.80M |
| EBITDA? | £272.30M | £260.40M | £207.50M | £423.40M | £220.00M | £132.20M | £170.50M | £191.40M | £152.70M | £146.70M |
| Income Before Tax | £256.50M | £253.80M | £199.90M | £417.90M | £213.70M | £118.40M | £159.00M | £181.50M | £144.80M | £143.20M |
| Income Tax Expense | £76.20M | £67.80M | £46.00M | £104.30M | £49.20M | £27.10M | £31.60M | £35.70M | £27.60M | £27.20M |
| Net Income? | £180.30M | £186.00M | £153.90M | £313.60M | £164.50M | £91.30M | £127.40M | £145.80M | £117.20M | £116.00M |
| EPS? | £0.91 | £0.89 | £0.69 | £1.29 | £0.65 | £0.36 | £0.49 | £0.56 | £0.43 | £0.41 |
| Diluted EPS? | £0.88 | £0.85 | £0.66 | £1.26 | £0.63 | £0.36 | £0.48 | £0.54 | £0.42 | £0.40 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality