Financials in USD. Standardized financial statements.
A compact view of how Oxford Bank Corporation turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $58.49M | $57.89M | $50.14M | $35.36M | $31.03M | $26.27M | $24.94M | $22.02M | $18.43M | $14.63M |
| Revenue Growth? | +1.0% | +15.5% | +41.8% | +13.9% | +18.1% | +5.3% | +13.3% | +19.5% | +26.0% | 0.0% |
| Cost of Revenue? | $13.01M | $9.84M | $5.53M | $1.92M | $1.31M | $1.96M | $2.73M | $0 | $0 | $0 |
| Gross Profit? | $45.48M | $48.05M | $44.61M | $33.44M | $29.72M | $24.30M | $22.21M | $22.02M | $18.43M | $14.63M |
| Gross Margin? | +77.8% | +83.0% | +89.0% | +94.6% | +95.8% | +92.5% | +89.1% | +100.0% | +100.0% | +100.0% |
| Operating Expenses? | $30.68M | $34.57M | $29.20M | $22.41M | $15.90M | $15.42M | $15.51M | $4.17M | $3.50M | $3.25M |
| Operating Income? | $14.80M | $13.48M | $15.42M | $11.03M | $13.81M | $8.89M | $6.70M | $5.33M | $4.63M | $3.54M |
| EBITDA? | $14.80M | $14.61M | $16.30M | $11.03M | -$14.19M | $9.57M | $7.46M | -$298,000 | -$212,000 | -$743,000 |
| Income Before Tax | $14.80M | $13.48M | $15.42M | $11.03M | $13.81M | $8.89M | $6.70M | $5.04M | $4.42M | $2.79M |
| Income Tax Expense | $2.62M | $2.77M | $2.85M | $2.12M | $2.93M | $1.89M | $1.42M | $1.04M | $2.79M | $907,000 |
| Net Income? | $10.96M | $9.96M | $12.06M | $8.82M | $10.88M | $7.00M | $5.28M | $4.00M | $1.64M | $1.89M |
| EPS? | $4.44 | $4.05 | $4.94 | $3.69 | $4.77 | $3.03 | $2.31 | $1.75 | $0.71 | $0.82 |
| Diluted EPS? | $4.44 | $4.05 | $4.94 | $3.69 | $4.77 | $3.03 | $2.31 | $1.75 | $0.71 | $0.82 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality