Financials in USD. Standardized financial statements.
A compact view of how OppFi Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue? | $597.05M | $525.96M | $508.95M | $452.86M | $350.57M | $291.01M | $107.30M | $54.38M |
| Revenue Growth? | +13.5% | +3.3% | +12.4% | +29.2% | +20.5% | +171.2% | +97.3% | 0.0% |
| Cost of Revenue? | $29.34M | $105.18M | $107.43M | $95.14M | $89.17M | $44.20M | $0 | $0 |
| Gross Profit? | $567.71M | $420.78M | $401.52M | $357.72M | $261.40M | $246.82M | $107.30M | $54.38M |
| Gross Margin? | +95.1% | +80.0% | +78.9% | +79.0% | +74.6% | +84.8% | +100.0% | +100.0% |
| Operating Expenses? | $374.46M | $326.24M | $355.16M | $364.06M | $204.14M | $169.30M | $74.30M | $44.65M |
| Operating Income? | $193.25M | $94.54M | $46.35M | -$6.34M | $57.26M | $77.52M | $32.99M | $20.76M |
| EBITDA? | $200.66M | $308.60M | $290.51M | $244.77M | $100.53M | $103.53M | $0 | -$11.03M |
| Income Before Tax | $156.13M | $88.05M | $41.81M | $3.06M | $90.11M | $77.52M | $32.99M | $9.73M |
| Income Tax Expense | $9.88M | $4.21M | $2.33M | -$277,000 | $311,000 | $0 | $0 | $0 |
| Net Income? | $26.33M | $7.26M | -$1.00M | $7.10M | $25.55M | $77.52M | $32.99M | $9.73M |
| EPS? | $0.99 | $0.36 | $-0.06 | $0.51 | $1.93 | $5.97 | $2.54 | $0.75 |
| Diluted EPS? | $0.99 | $0.36 | $-0.06 | $0.05 | $0.48 | $5.97 | $2.54 | N/A |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality