Financials in USD. Standardized financial statements.
A compact view of how OP Bancorp turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $166.66M | $154.05M | $135.85M | $105.83M | $80.17M | $64.43M | $70.20M | $59.40M | $49.27M | $40.71M |
| Revenue Growth? | +8.2% | +13.4% | +28.4% | +32.0% | +24.4% | -8.2% | +18.2% | +20.6% | +21.0% | 0.0% |
| Cost of Revenue? | $75.56M | $74.77M | $54.63M | $14.28M | $3.65M | $14.25M | $15.61M | $10.38M | $5.88M | $5.05M |
| Gross Profit? | $91.10M | $79.28M | $81.22M | $91.55M | $76.52M | $50.17M | $54.60M | $49.02M | $43.38M | $35.66M |
| Gross Margin? | +54.7% | +51.5% | +59.8% | +86.5% | +95.4% | +77.9% | +77.8% | +82.5% | +88.1% | +87.6% |
| Operating Expenses? | $55.77M | $50.20M | $47.73M | $44.83M | $35.87M | $31.94M | $32.52M | $29.56M | $26.26M | $23.34M |
| Operating Income? | $35.33M | $29.08M | $33.49M | $46.72M | $40.66M | $18.23M | $22.08M | $19.46M | $17.13M | $12.32M |
| EBITDA? | $42.59M | $30.44M | $34.83M | $48.09M | $41.97M | $19.54M | $23.22M | $20.50M | $18.14M | $13.40M |
| Income Before Tax | $35.33M | $29.08M | $33.49M | $46.72M | $40.66M | $18.23M | $22.08M | $19.46M | $17.13M | $12.32M |
| Income Tax Expense | $9.67M | $8.01M | $9.57M | $13.41M | $11.80M | $5.11M | $5.32M | $5.20M | $7.89M | $4.89M |
| Net Income? | $25.66M | $21.07M | $23.92M | $33.31M | $28.84M | $13.13M | $16.76M | $14.25M | $9.24M | $7.42M |
| EPS? | $1.72 | $1.39 | $1.55 | $2.15 | $1.89 | $0.85 | $1.04 | $0.92 | $0.68 | $0.55 |
| Diluted EPS? | $1.72 | $1.39 | $1.55 | $2.14 | $1.88 | $0.85 | $1.03 | $0.89 | $0.66 | $0.53 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality