Financials in USD. Standardized financial statements.
A compact view of how nCino, Inc. turns revenue into operating income and net income.
| Metric | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $594.78M | $540.66M | $476.54M | $408.31M | $273.87M | $204.29M | $138.18M | $91.53M | $58.14M |
| Revenue Growth? | +10.0% | +13.5% | +16.7% | +49.1% | +34.1% | +47.8% | +51.0% | +57.4% | 0.0% |
| Cost of Revenue? | $234.61M | $215.87M | $191.47M | $169.61M | $111.41M | $88.14M | $64.07M | $46.45M | $30.47M |
| Gross Profit? | $360.17M | $324.79M | $285.07M | $238.71M | $162.45M | $116.16M | $74.11M | $45.08M | $27.67M |
| Gross Margin? | +60.6% | +60.1% | +59.8% | +58.5% | +59.3% | +56.9% | +53.6% | +49.3% | +47.6% |
| Operating Expenses? | $356.44M | $342.92M | $324.58M | $332.72M | $233.81M | $158.77M | $102.28M | $68.30M | $46.45M |
| Operating Income? | $3.73M | -$18.13M | -$39.51M | -$94.01M | -$71.36M | -$42.61M | -$28.17M | -$23.22M | -$18.77M |
| EBITDA? | $3.73M | $9.55M | $7.46M | -$56.47M | -$62.43M | -$33.12M | -$22.54M | -$20.65M | -$17.80M |
| Income Before Tax | $6.71M | -$35.56M | -$41.94M | -$97.77M | -$73.95M | -$40.68M | -$27.15M | -$22.11M | -$18.54M |
| Income Tax Expense | $1.53M | -$2.51M | $1.59M | $4.07M | -$23.83M | $586,000 | $586,000 | $194,000 | $50,000 |
| Net Income? | $5.18M | -$37.88M | -$42.35M | -$102.72M | -$49.45M | -$40.54M | -$27.59M | -$22.31M | -$18.59M |
| EPS? | $0.05 | $-0.33 | $-0.38 | $-0.93 | $-0.51 | $-0.46 | $-0.31 | $-0.25 | $-0.21 |
| Diluted EPS? | $0.05 | $-0.33 | $-0.38 | $-0.93 | $-0.51 | $-0.46 | $-0.31 | $-0.25 | $-0.21 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality