Financials in USD. Standardized financial statements.
A compact view of how Navient Corporation turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $3.23B | $4.23B | $4.84B | $3.84B | $3.53B | $3.73B | $5.48B | $5.59B | $5.18B | $4.96B |
| Revenue Growth? | -23.7% | -12.4% | +26.0% | +8.8% | -5.5% | -31.9% | -1.9% | +7.9% | +4.4% | 0.0% |
| Cost of Revenue? | $421.00M | $3.39B | $3.68B | $2.18B | $1.25B | $2.20B | $3.75B | $4.04B | $3.40B | $2.87B |
| Gross Profit? | $2.81B | $848.00M | $1.16B | $1.66B | $2.27B | $1.53B | $1.74B | $1.55B | $1.78B | $2.09B |
| Gross Margin? | +87.0% | +20.0% | +23.9% | +43.2% | +64.4% | +41.1% | +31.7% | +27.8% | +34.4% | +42.2% |
| Operating Expenses? | $317.00M | $674.00M | $843.00M | $831.00M | $1.34B | $1.00B | $975.00M | $1.02B | $1.02B | $986.00M |
| Operating Income? | $2.49B | $174.00M | $313.00M | $827.00M | $936.00M | $532.00M | $763.00M | $528.00M | $764.00M | $1.11B |
| EBITDA? | $2.47B | $174.00M | $313.00M | $827.00M | $936.00M | $553.00M | $788.00M | $559.00M | $787.00M | $1.14B |
| Income Before Tax | -$111.00M | $174.00M | $313.00M | $827.00M | $936.00M | $532.00M | $763.00M | $528.00M | $764.00M | $1.11B |
| Income Tax Expense | -$31.00M | $43.00M | $85.00M | $182.00M | $219.00M | $120.00M | $166.00M | $133.00M | $472.00M | $427.00M |
| Net Income? | -$80.00M | $131.00M | $228.00M | $645.00M | $717.00M | $412.00M | $597.00M | $395.00M | $292.00M | $681.00M |
| EPS? | $-0.81 | $1.20 | $1.87 | $4.54 | $4.22 | $2.13 | $2.60 | $1.52 | $1.06 | $2.15 |
| Diluted EPS? | $-0.81 | $1.18 | $1.85 | $4.48 | $4.17 | $2.11 | $2.56 | $1.50 | $1.04 | $2.12 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality