Financials in USD. Standardized financial statements.
A compact view of how NASB Financial, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $178.73M | $85.58M | $149.39M | $114.42M | $201.89M | $256.07M | $157.67M | $121.65M | $124.63M | $107.61M |
| Revenue Growth? | +108.9% | -42.7% | +30.6% | -43.3% | -21.2% | +62.4% | +29.6% | -2.4% | +15.8% | 0.0% |
| Cost of Revenue? | $90.23M | $83.01M | $57.71M | $14.89M | $15.56M | $44.00M | $39.81M | $24.01M | $18.15M | $14.67M |
| Gross Profit? | $88.49M | $85.58M | $91.68M | $99.53M | $186.33M | $212.07M | $117.87M | $97.64M | $106.48M | $92.95M |
| Gross Margin? | +49.5% | +100.0% | +61.4% | +87.0% | +92.3% | +82.8% | +74.8% | +80.3% | +85.4% | +86.4% |
| Operating Expenses? | $50.40M | $48.69M | $54.64M | $58.57M | $91.92M | $72.77M | $60.31M | $55.02M | $58.94M | $57.49M |
| Operating Income? | $38.09M | $36.89M | $37.04M | $40.95M | $94.42M | $139.29M | $57.56M | $42.61M | $47.54M | $35.46M |
| EBITDA? | $39.06M | $36.24M | $37.98M | $42.13M | $95.69M | $140.42M | $58.62M | $43.91M | $49.11M | $36.98M |
| Income Before Tax | $38.09M | $35.55M | $37.04M | $40.95M | $94.42M | $139.29M | $57.56M | $42.61M | $47.54M | $35.46M |
| Income Tax Expense | $9.37M | $7.30M | $9.11M | $9.38M | $20.71M | $35.79M | $14.39M | $13.48M | $18.14M | $13.07M |
| Net Income? | $28.72M | $28.26M | $21.65M | $32.09M | $73.71M | $103.50M | $43.17M | $29.13M | $29.40M | $22.39M |
| EPS? | $3.97 | $3.83 | $2.92 | $4.33 | $9.96 | $14.02 | $5.85 | $3.94 | $3.98 | $3.02 |
| Diluted EPS? | $3.97 | $3.83 | $2.92 | $4.33 | $9.94 | $14.01 | $5.85 | $3.94 | $3.98 | $3.02 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality