Financials in USD. Standardized financial statements.
A compact view of how Madison County Financial, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $32.34M | $29.54M | $28.02M | $22.95M | $21.87M | $21.69M | $21.65M | $19.41M | $17.87M | $17.39M |
| Revenue Growth? | +9.5% | +5.4% | +22.1% | +4.9% | +0.8% | +0.2% | +11.6% | +8.6% | +2.8% | 0.0% |
| Cost of Revenue? | $14.74M | $15.66M | $15.15M | $3.54M | $0 | $0 | $0 | $4.45M | $2.91M | $2.79M |
| Gross Profit? | $17.60M | $13.89M | $12.86M | $19.41M | $19.55M | $18.60M | $21.65M | $14.96M | $14.96M | $14.59M |
| Gross Margin? | +54.4% | +47.0% | +45.9% | +84.6% | +89.4% | +85.7% | +100.0% | +77.1% | +83.7% | +83.9% |
| Operating Expenses? | $9.94M | $9.69M | $9.68M | $10.45M | $9.75M | $9.49M | $2.48M | $8.34M | $8.57M | $8.33M |
| Operating Income? | $7.66M | $4.19M | $3.19M | $8.96M | $9.80M | $9.11M | $7.01M | $6.62M | $6.39M | $6.26M |
| EBITDA? | $7.66M | $4.66M | $3.65M | $9.44M | $9.42M | $8.60M | $7.09M | $6.94M | $6.78M | $6.70M |
| Income Before Tax | $7.66M | $4.19M | $3.19M | $8.96M | $8.88M | $8.14M | $6.80M | $6.62M | $6.39M | $6.26M |
| Income Tax Expense | $1.15M | $377,000 | -$40,000 | $1.26M | $1.47M | $1.41M | $1.11M | $1.04M | $2.92M | $1.63M |
| Net Income? | $6.50M | $3.82M | $3.23M | $7.70M | $7.40M | $6.70M | $5.67M | $5.58M | $3.47M | $4.63M |
| EPS? | $2.55 | $1.47 | $1.27 | $3.03 | $2.94 | $2.65 | $2.21 | $2.13 | $1.30 | $1.69 |
| Diluted EPS? | $2.55 | $1.47 | $1.24 | $2.91 | $2.80 | $2.55 | $2.13 | $2.05 | $1.27 | $1.68 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality