Financials in GBp. Standardized financial statements.
A compact view of how Lloyds Banking Group plc turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | £40.96B | £37.61B | £33.95B | £20.77B | £18.71B | £18.69B | £24.79B | £21.58B | £23.71B | £24.38B |
| Revenue Growth? | +8.9% | +10.8% | +63.4% | +11.0% | +0.1% | -24.6% | +14.9% | -9.0% | -2.7% | 0.0% |
| Cost of Revenue? | £18.31B | £19.01B | £14.75B | £4.72B | £2.39B | £3.56B | £6.68B | £2.95B | £5.09B | £7.35B |
| Gross Profit? | £22.64B | £18.60B | £19.20B | £16.05B | £16.32B | £15.13B | £18.11B | £18.63B | £18.62B | £17.04B |
| Gross Margin? | +55.3% | +49.5% | +56.5% | +77.3% | +87.2% | +81.0% | +73.1% | +86.3% | +78.5% | +69.9% |
| Operating Expenses? | £15.98B | £12.63B | £11.70B | £11.27B | £9.42B | £13.91B | £13.72B | £12.67B | £13.00B | £13.15B |
| Operating Income? | £6.66B | £5.97B | £7.50B | £4.78B | £6.90B | £1.23B | £4.39B | £5.96B | £5.63B | £3.89B |
| EBITDA? | £6.66B | £9.40B | £10.41B | £7.18B | £9.73B | £3.96B | £7.05B | £8.37B | £8.00B | £6.27B |
| Income Before Tax | £6.66B | £5.97B | £7.50B | £4.78B | £6.90B | £1.23B | £4.39B | £5.96B | £5.63B | £3.89B |
| Income Tax Expense | £1.90B | £1.49B | £1.99B | £859.00M | £1.02B | -£161.00M | £1.39B | £1.45B | £1.63B | £1.72B |
| Net Income? | £4.20B | £4.42B | £5.46B | £3.83B | £5.78B | £1.32B | £2.92B | £4.41B | £3.91B | £2.06B |
| EPS? | £0.07 | £0.06 | £0.08 | £0.05 | £0.08 | £0.01 | £0.04 | £0.06 | £0.04 | £0.03 |
| Diluted EPS? | £0.07 | £0.06 | £0.07 | £0.05 | £0.07 | £0.01 | £0.03 | £0.06 | £0.04 | £0.03 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality