Financials in USD. Standardized financial statements.
A compact view of how LendingClub Corporation turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $1.33B | $1.16B | $1.14B | $1.27B | $898.63M | $455.22M | $979.20M | $981.04M | $1.06B | $1.11B |
| Revenue Growth? | +15.0% | +2.2% | -10.6% | +41.3% | +97.4% | -53.5% | -0.2% | -7.4% | -5.0% | 0.0% |
| Cost of Revenue? | $470.96M | $552.18M | $514.36M | $349.84M | $218.80M | $153.75M | $247.30M | $385.61M | $571.42M | $688.37M |
| Gross Profit? | $863.75M | $608.74M | $621.05M | $919.89M | $679.83M | $301.47M | $731.90M | $595.44M | $487.65M | $426.05M |
| Gross Margin? | +64.7% | +52.4% | +54.7% | +72.4% | +75.7% | +66.2% | +74.7% | +60.7% | +46.0% | +38.2% |
| Operating Expenses? | $530.06M | $543.68M | $566.44M | $766.85M | $661.39M | $489.09M | $762.79M | $723.55M | $641.06M | $576.25M |
| Operating Income? | $333.69M | $65.07M | $54.62M | $153.04M | $18.44M | -$187.62M | -$30.89M | -$128.11M | -$153.41M | -$150.20M |
| EBITDA? | $369.90M | $118.37M | $101.81M | $196.87M | $62.73M | -$133.59M | $31.26M | -$73.35M | -$107.20M | -$120.31M |
| Income Before Tax | $176.95M | $65.07M | $54.62M | $153.04M | $18.44M | -$187.62M | -$30.89M | -$128.11M | -$153.41M | -$150.20M |
| Income Tax Expense | $41.27M | $13.74M | $15.68M | -$136.65M | -$136,000 | -$79,000 | -$201,000 | $43,000 | $632,000 | -$4.23M |
| Net Income? | $135.68M | $51.33M | $38.94M | $289.69M | $18.58M | -$187.54M | -$30.75M | -$128.31M | -$153.84M | -$145.97M |
| EPS? | $1.18 | $0.46 | $0.36 | $2.80 | $0.19 | $-2.07 | $-0.35 | $-1.52 | $-1.88 | $-1.88 |
| Diluted EPS? | $1.15 | $0.45 | $0.36 | $2.79 | $0.18 | $-2.07 | $-0.35 | $-1.52 | $-1.88 | $-1.88 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality