Financials in USD. Standardized financial statements.
A compact view of how Kemper Corporation turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $4.80B | $4.63B | $4.95B | $5.45B | $5.61B | $5.18B | $5.02B | $3.69B | $2.67B | $2.52B |
| Revenue Growth? | +3.6% | -6.3% | -9.3% | -2.9% | +8.4% | +3.2% | +36.1% | +38.2% | +5.8% | 0.0% |
| Cost of Revenue? | $3.38B | $4.04B | $3.82B | $5.66B | $5.26B | $4.02B | $3.83B | $2.92B | $2.23B | $2.16B |
| Gross Profit? | $1.43B | $589.40M | $1.13B | -$211.30M | $354.80M | $1.16B | $1.19B | $766.90M | $439.20M | $357.50M |
| Gross Margin? | +29.7% | +12.7% | +22.8% | -3.9% | +6.3% | +22.4% | +23.7% | +20.8% | +16.5% | +14.2% |
| Operating Expenses? | $1.26B | $200.90M | $1.47B | $159.70M | $604.20M | $650.80M | $528.40M | $567.80M | $278.10M | $354.00M |
| Operating Income? | $160.70M | $388.50M | -$347.10M | -$371.00M | -$249.40M | $510.10M | $661.60M | $199.10M | $161.10M | $3.50M |
| EBITDA? | $273.50M | $499.10M | -$232.40M | -$245.40M | -$105.90M | $601.10M | $766.60M | $414.40M | $214.20M | $67.40M |
| Income Before Tax | $160.70M | $388.50M | -$347.10M | -$371.00M | -$249.30M | $510.10M | $661.60M | $199.10M | $161.10M | $3.50M |
| Income Tax Expense | $28.10M | $76.00M | -$74.80M | -$84.40M | -$125.60M | $100.20M | $130.50M | $10.70M | $41.20M | -$9.20M |
| Net Income? | $143.30M | $317.80M | -$272.10M | -$286.60M | -$123.70M | $409.90M | $531.10M | $190.10M | $120.90M | $16.80M |
| EPS? | $2.31 | $4.95 | $-4.25 | $-4.72 | $-1.88 | $6.24 | $8.04 | $3.27 | $2.34 | $0.33 |
| Diluted EPS? | $2.29 | $4.91 | $-4.25 | $-4.72 | $-1.88 | $6.14 | $7.96 | $3.24 | $2.33 | $0.33 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality