Financials in USD. Standardized financial statements.
A compact view of how Navient Corporation SR NT 6% 121543 turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $3.11B | $3.81B | $1.16B | $1.66B | $2.27B | $3.30B | $4.67B | $4.91B | $4.38B | $4.15B |
| Revenue Growth? | -18.4% | +229.5% | -30.3% | -27.0% | -31.1% | -29.4% | -4.8% | +12.0% | +5.7% | 0.0% |
| Cost of Revenue? | $149.00M | $316.00M | $800.00M | $444.00M | $1.21B | $964.00M | $984.00M | $984.00M | $966.00M | $951.00M |
| Gross Profit? | $2.96B | $3.49B | $356.00M | $1.66B | $1.44B | $2.33B | $3.69B | $3.92B | $3.42B | $3.19B |
| Gross Margin? | +95.2% | +91.7% | +30.8% | +100.0% | +63.4% | +70.8% | +78.9% | +80.0% | +78.0% | +77.1% |
| Operating Expenses? | $421.00M | $680.00M | $401.00M | $444.00M | $569.00M | $964.00M | $984.00M | $984.00M | $966.00M | $951.00M |
| Operating Income? | $2.54B | $2.81B | $755.00M | $1.21B | $1.70B | $1.37B | $2.71B | $2.94B | $292.00M | $681.00M |
| EBITDA? | $3.00M | $2.81B | -$33.00M | $3.27B | $234.00M | $1.37B | $2.71B | $2.94B | $292.00M | $681.00M |
| Income Before Tax | -$111.00M | $174.00M | $313.00M | $827.00M | $936.00M | $532.00M | $763.00M | $528.00M | $764.00M | $1.11B |
| Income Tax Expense | -$31.00M | $43.00M | $85.00M | $182.00M | $219.00M | $120.00M | $166.00M | $133.00M | $472.00M | $427.00M |
| Net Income? | -$80.00M | $131.00M | $228.00M | $645.00M | $717.00M | $412.00M | $597.00M | $395.00M | $292.00M | $681.00M |
| EPS? | $-0.82 | $1.20 | $1.85 | $4.49 | $4.18 | $2.12 | $2.56 | $1.50 | $1.04 | $2.12 |
| Diluted EPS? | $-0.82 | $1.20 | $1.85 | $4.48 | $4.17 | $2.11 | $2.56 | $1.50 | $1.04 | $2.11 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality