Financials in USD. Standardized financial statements.
A compact view of how JSB Financial Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $28.50M | $27.57M | $21.31M | $14.56M | $13.31M | $14.48M | $14.28M | $13.04M | $11.59M | $10.82M |
| Revenue Growth? | +3.4% | +29.4% | +46.3% | +9.4% | -8.1% | +1.4% | +9.5% | +12.5% | +7.1% | 0.0% |
| Cost of Revenue? | $10.40M | $10.98M | $6.96M | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Gross Profit? | $18.10M | $16.60M | $14.35M | $14.56M | $13.31M | $14.48M | $14.28M | $13.04M | $11.59M | $10.82M |
| Gross Margin? | +63.5% | +60.2% | +67.3% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% |
| Operating Expenses? | $12.50M | $10.88M | $10.69M | $8.34M | $7.56M | $7.18M | $2.56M | $2.59M | $2.48M | $2.86M |
| Operating Income? | $5.60M | $5.12M | $3.66M | $4.70M | $4.37M | $4.72M | $3.57M | $3.21M | $2.47M | $1.98M |
| EBITDA? | $5.60M | $0 | $4.09M | $5.12M | $4.86M | $3.58M | -$83,964 | -$146,956 | -$182,018 | $2.11M |
| Income Before Tax | $5.60M | $5.12M | $3.66M | $4.70M | $4.37M | $3.58M | $3.48M | $3.06M | $2.29M | $1.57M |
| Income Tax Expense | $0 | $1.01M | $622,014 | $836,791 | $797,658 | $702,748 | $686,299 | $546,129 | $860,828 | $229,010 |
| Net Income? | $5.60M | $4.10M | $3.04M | $3.86M | $3.58M | $2.88M | $2.80M | $2.52M | $1.43M | $1.35M |
| EPS? | $16.17 | $15.94 | $11.15 | $14.01 | $12.93 | $10.30 | $10.02 | $8.92 | $5.07 | $4.75 |
| Diluted EPS? | $16.17 | $15.94 | $11.15 | $14.01 | $12.93 | $10.30 | $10.02 | $8.92 | $5.07 | $4.75 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality