Financials in USD. Standardized financial statements.
A compact view of how Jiayin Group Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $865.58M | $5.80B | $5.47B | $3.27B | $1.78B | $1.30B | $2.23B | $2.88B | $2.25B | $591.10M |
| Revenue Growth? | -85.1% | +6.1% | +67.1% | +83.7% | +36.9% | -41.7% | -22.6% | +28.0% | +280.8% | 0.0% |
| Cost of Revenue? | $191.64M | $2.03B | $2.01B | $565.23M | $335.93M | $239.20M | $425.56M | $401.68M | $229.35M | $143.20M |
| Gross Profit? | $673.94M | $3.77B | $3.46B | $2.71B | $1.44B | $1.06B | $1.80B | $2.48B | $2.02B | $447.90M |
| Gross Margin? | +77.9% | +64.9% | +63.2% | +82.7% | +81.1% | +81.6% | +80.9% | +86.1% | +89.8% | +75.8% |
| Operating Expenses? | $423.91M | $2.52B | $2.12B | $1.52B | $1.01B | $758.85M | $1.27B | $1.80B | $1.33B | $960.70M |
| Operating Income? | $250.03M | $1.25B | $1.33B | $1.18B | $431.96M | $302.11M | $534.67M | $685.21M | $686.66M | -$512.80M |
| EBITDA? | $270.47M | $1.27B | $1.34B | $1.19B | $447.63M | $325.26M | $552.38M | $1.16B | $733.22M | -$511.68M |
| Income Before Tax | $260.61M | $1.30B | $1.55B | $1.34B | $593.49M | $358.88M | $564.19M | $705.67M | $701.19M | -$508.02M |
| Income Tax Expense | $46.97M | $238.90M | $247.62M | $155.40M | $125.72M | $108.81M | $37.01M | $93.92M | $161.65M | -$118.27M |
| Net Income? | $213.64M | $1.06B | $1.30B | $1.18B | $472.09M | $252.88M | $527.75M | $611.76M | $539.54M | -$389.75M |
| EPS? | $4.16 | $19.88 | $24.24 | $21.92 | $8.76 | $4.68 | $10.04 | $12.24 | $10.79 | $-7.80 |
| Diluted EPS? | $4.16 | $19.88 | $24.24 | $21.92 | $8.72 | $4.68 | $10.04 | $12.24 | $10.79 | $-7.80 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality