Financials in USD. Standardized financial statements.
A compact view of how Isabella Bank Corporation turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $112.00M | $101.71M | $90.76M | $76.55M | $71.28M | $75.75M | $76.34M | $72.52M | $67.35M | $62.17M |
| Revenue Growth? | +10.1% | +12.1% | +18.6% | +7.4% | -5.9% | -0.8% | +5.3% | +7.7% | +8.3% | 0.0% |
| Cost of Revenue? | $32.93M | $36.03M | $22.32M | $5.80M | $6.89M | $15.49M | $17.89M | $16.61M | $12.75M | $10.73M |
| Gross Profit? | $79.07M | $65.69M | $68.45M | $70.75M | $64.38M | $60.26M | $58.45M | $55.91M | $54.60M | $51.44M |
| Gross Margin? | +70.6% | +64.6% | +75.4% | +92.4% | +90.3% | +79.6% | +76.6% | +77.1% | +81.1% | +82.7% |
| Operating Expenses? | $56.94M | $49.29M | $46.62M | $43.91M | $41.03M | $48.39M | $44.04M | $40.53M | $38.35M | $35.29M |
| Operating Income? | $22.13M | $16.40M | $21.83M | $26.84M | $23.35M | $11.87M | $14.40M | $15.38M | $16.25M | $16.15M |
| EBITDA? | $22.13M | $18.48M | $23.81M | $28.91M | $26.29M | $15.04M | $17.69M | $18.64M | $19.61M | $19.52M |
| Income Before Tax | $24.12M | $16.40M | $21.83M | $26.84M | $23.35M | $11.87M | $14.40M | $15.38M | $16.25M | $16.15M |
| Income Tax Expense | $5.21M | $2.51M | $3.67M | $4.61M | $3.85M | $987,000 | $1.38M | $1.36M | $3.02M | $2.35M |
| Net Income? | $18.91M | $13.89M | $18.17M | $22.24M | $19.50M | $10.88M | $13.02M | $14.02M | $13.24M | $13.80M |
| EPS? | $2.56 | $1.86 | $2.42 | $2.95 | $2.48 | $1.37 | $1.65 | $1.78 | $1.69 | $1.77 |
| Diluted EPS? | $2.56 | $1.86 | $2.40 | $2.91 | $2.45 | $1.34 | $1.61 | $1.74 | $1.65 | $1.73 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality