Financials in GBp. Standardized financial statements.
A compact view of how International Personal Finance plc turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | £737.50M | £655.90M | £767.80M | £645.50M | £548.70M | £661.30M | £825.60M | £807.90M | £770.60M | £716.30M |
| Revenue Growth? | +12.4% | -14.6% | +18.9% | +17.6% | -17.0% | -19.9% | +2.2% | +4.8% | +7.6% | 0.0% |
| Cost of Revenue? | £28.80M | £71.70M | £169.40M | £106.70M | £56.20M | £247.60M | £243.50M | £227.00M | £201.10M | £184.90M |
| Gross Profit? | £708.70M | £655.90M | £598.40M | £538.80M | £438.50M | £413.70M | £582.10M | £580.90M | £569.50M | £531.40M |
| Gross Margin? | +96.1% | +100.0% | +77.9% | +83.5% | +79.9% | +62.6% | +70.5% | +71.9% | +73.9% | +74.2% |
| Operating Expenses? | £548.80M | £443.20M | £308.90M | £271.80M | £259.40M | £278.80M | £468.10M | £471.60M | £463.90M | £436.20M |
| Operating Income? | £159.90M | £212.70M | £289.50M | £145.50M | £122.10M | £134.90M | £114.00M | £167.80M | £152.40M | £139.70M |
| EBITDA? | £187.40M | £0 | £190.10M | £172.70M | £150.80M | £33.40M | £210.40M | £177.00M | £182.50M | £161.70M |
| Income Before Tax | £85.30M | £73.30M | £83.90M | £77.40M | £67.70M | -£40.70M | £114.00M | £109.30M | £105.60M | £92.60M |
| Income Tax Expense | £31.10M | £12.40M | £35.90M | £20.60M | £25.80M | £23.50M | £42.20M | £33.90M | £60.60M | £25.70M |
| Net Income? | £54.20M | £60.90M | £48.00M | £56.80M | £41.90M | -£64.20M | £71.80M | £75.40M | £36.60M | £66.90M |
| EPS? | £0.25 | £0.27 | £0.21 | £0.26 | £0.19 | £-0.29 | £0.32 | £0.34 | £0.17 | £0.30 |
| Diluted EPS? | £0.24 | £0.26 | £0.20 | £0.24 | £0.18 | £-0.29 | £0.30 | £0.32 | £0.16 | £0.29 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality