Financials in USD. Standardized financial statements.
A compact view of how ING Groep N.V. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $59.27B | $22.62B | $58.90B | $29.42B | $25.78B | $14.61B | $18.31B | $18.18B | $17.79B | $17.39B |
| Revenue Growth? | +162.1% | -61.6% | +100.2% | +14.1% | +76.5% | -20.2% | +0.7% | +2.2% | +2.3% | 0.0% |
| Cost of Revenue? | $37.67B | $0 | $36.75B | $0 | $0 | $0 | $0 | $0 | $19.00M | $0 |
| Gross Profit? | $21.60B | $20.05B | $22.15B | $29.42B | $19.51B | $14.61B | $18.31B | $18.18B | $17.77B | $17.39B |
| Gross Margin? | +36.4% | +88.7% | +37.6% | +100.0% | +75.7% | +100.0% | +100.0% | +100.0% | +99.9% | +100.0% |
| Operating Expenses? | $12.45B | $7.63B | $11.66B | $6.48B | $6.25B | $6.15B | $18.06B | $18.10B | $17.59B | $17.40B |
| Operating Income? | $9.14B | $9.46B | $10.49B | $6.15B | $7.03B | $8.46B | $6.74B | $11.70B | $0 | $0 |
| EBITDA? | $9.14B | $9.97B | $11.17B | $6.21B | $7.03B | $0 | $0 | $0 | $0 | $0 |
| Income Before Tax | $9.14B | $9.30B | $10.49B | $5.47B | $6.78B | $3.81B | $6.83B | $6.84B | $7.27B | $5.90B |
| Income Tax Expense | $2.54B | $2.65B | $2.97B | $5.13B | $1.88B | $1.25B | $1.96B | $2.03B | $2.28B | $1.62B |
| Net Income? | $6.33B | $6.39B | $7.29B | $12.13B | $4.78B | $2.48B | $4.78B | $4.70B | $4.91B | $4.65B |
| EPS? | $1.94 | $1.98 | $2.05 | $3.35 | $1.23 | $0.64 | $1.23 | $1.21 | $1.26 | $1.20 |
| Diluted EPS? | $2.10 | $1.98 | $2.04 | $1.01 | $1.23 | $0.64 | $1.23 | $1.21 | $1.26 | $1.20 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality