Financials in USD. Standardized financial statements.
A compact view of how ING Groep N.V. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $23.04B | $66.41B | $58.90B | $33.61B | $25.78B | $26.93B | $32.44B | $32.33B | $47.94B | $48.34B |
| Revenue Growth? | -65.3% | +12.7% | +75.3% | +30.3% | -4.3% | -17.0% | +0.3% | -32.6% | -0.8% | 0.0% |
| Cost of Revenue? | $1.30B | $45.00B | $36.75B | $16.54B | $7.99B | $11.74B | $15.50B | $14.88B | $31.03B | $31.91B |
| Gross Profit? | $21.73B | $21.41B | $22.15B | $17.06B | $17.79B | $15.19B | $16.94B | $17.44B | $16.92B | $16.43B |
| Gross Margin? | +94.3% | +32.2% | +37.6% | +50.8% | +69.0% | +56.4% | +52.2% | +54.0% | +35.3% | +34.0% |
| Operating Expenses? | $12.58B | $12.11B | $11.66B | $11.56B | $11.01B | $11.38B | $10.11B | $10.69B | $9.65B | $10.53B |
| Operating Income? | $9.15B | $9.30B | $10.49B | $5.50B | $6.78B | $3.81B | $6.83B | $6.75B | $7.27B | $5.90B |
| EBITDA? | $9.15B | $9.97B | $11.17B | $6.21B | $7.62B | $4.64B | $7.62B | $7.27B | $7.79B | $6.44B |
| Income Before Tax | $9.15B | $9.30B | $10.49B | $5.50B | $6.78B | $3.81B | $6.83B | $6.75B | $7.27B | $5.90B |
| Income Tax Expense | $2.54B | $2.65B | $2.97B | $1.73B | $1.88B | $1.25B | $1.96B | $2.04B | $2.28B | $1.62B |
| Net Income? | $6.33B | $6.39B | $7.29B | $3.67B | $4.78B | $2.48B | $4.78B | $4.61B | $4.91B | $4.65B |
| EPS? | $2.12 | $1.65 | $1.16 | $1.02 | $1.23 | $0.64 | $1.23 | $1.21 | $1.26 | $1.20 |
| Diluted EPS? | $2.12 | $1.65 | $1.16 | $1.01 | $1.23 | $0.64 | $1.23 | $1.21 | $1.26 | $1.20 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality