Financials in USD. Standardized financial statements.
A compact view of how Huron Valley Bancorp, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $15.66M | $10.59M | $9.47M | $8.94M | $7.97M | $7.72M | $7.88M | $7.12M | $6.42M | $5.74M |
| Revenue Growth? | +47.9% | +11.8% | +6.0% | +12.1% | +3.3% | -2.1% | +10.7% | +11.0% | +11.8% | 0.0% |
| Cost of Revenue? | $3.97M | $0 | -$230,000 | $611,000 | $401,000 | $0 | $0 | $0 | $0 | $0 |
| Gross Profit? | $11.68M | $10.59M | $9.71M | $8.33M | $7.57M | $7.72M | $7.88M | $7.12M | $6.42M | $5.74M |
| Gross Margin? | +74.6% | +100.0% | +102.4% | +93.2% | +95.0% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% |
| Operating Expenses? | $8.04M | $6.76M | $6.51M | $5.81M | $4.98M | $4.40M | $1.39M | $1.29M | $1.25M | $1.29M |
| Operating Income? | $3.64M | $3.83M | $3.19M | $2.52M | $2.59M | $2.54M | $2.16M | $2.04M | $1.92M | $1.58M |
| EBITDA? | $3.82M | $0 | $3.34M | $2.69M | $2.76M | $2.08M | -$2.29M | $1.38M | $731,000 | $0 |
| Income Before Tax | $3.64M | $3.52M | $3.19M | $2.52M | $2.59M | $1.92M | $2.16M | $2.04M | $1.92M | $1.58M |
| Income Tax Expense | $766,000 | $738,000 | $669,000 | $526,000 | $543,000 | $403,000 | $431,000 | $429,000 | $772,000 | $535,000 |
| Net Income? | $2.88M | $2.78M | $2.52M | $1.99M | $2.05M | $1.52M | $1.73M | $1.61M | $1.14M | $1.04M |
| EPS? | $3.29 | $3.17 | $2.89 | $2.29 | $2.36 | $1.75 | $2.00 | $1.88 | $1.33 | $1.22 |
| Diluted EPS? | $3.29 | $3.17 | $2.89 | $2.29 | $2.36 | $1.75 | $2.00 | $1.88 | $1.33 | $1.22 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality