Hiscox Ltd

Hiscox Ltd operates as an international insurer and reinsurer, serving clients across the United Kingdom, Europe, the United States, and other global regions. The company's activities are organized into four distinct divisions: Hiscox Retail, Hiscox London Market, Hiscox Re & ILS, and the Corporate Centre. It provides commercial insurance solutions for small and medium-sized businesses, alongside personal coverage for high-value assets such as upscale homes, fine art, luxury vehicles, and classic cars. These offerings reach customers through a mix of brokers, partners, and direct-to-consumer channels, employing both traditional and digital distribution methods. Hiscox's extensive product range also includes property, marine and energy, aviation, casualty, and various niche specialty insurances like kidnap and ransom, contingency, terrorism, personal accident, and product recall. Additionally, the company delivers healthcare and casualty reinsurance, as well as investment management services. Founded in 1901, Hiscox Ltd is headquartered in Pembroke, Bermuda.