Financials in USD. Standardized financial statements.
A compact view of how Harbor Bankshares Corporation turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2007 | FY 2006 | FY 2005 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $26.75M | $24.67M | $26.49M | $16.74M | $17.57M | $16.18M | $16.90M | $20.72M | $20.66M | $5.97M |
| Revenue Growth? | +8.4% | -6.9% | +58.2% | -4.7% | +8.6% | -4.2% | -18.5% | +0.3% | +246.2% | 0.0% |
| Cost of Revenue? | $3.87M | $0 | $2.99M | $2.12M | $1.93M | $2.54M | $3.73M | $0 | $0 | $4.20M |
| Gross Profit? | $22.89M | $24.67M | $23.50M | $14.62M | $15.64M | $13.65M | $13.17M | $20.72M | $20.66M | $1.77M |
| Gross Margin? | +85.5% | +100.0% | +88.7% | +87.4% | +89.0% | +84.3% | +77.9% | +100.0% | +100.0% | +29.7% |
| Operating Expenses? | $21.12M | $19.47M | $18.92M | $14.41M | $12.83M | $12.35M | $14.49M | $3.43M | $4.72M | -$1.18M |
| Operating Income? | $1.77M | $5.20M | $4.58M | $208,630 | $2.81M | $1.30M | -$1.32M | -$148,502 | $0 | $2.95M |
| EBITDA? | $2.38M | $0 | $4.96M | $486,366 | $3.05M | $1.54M | -$993,763 | $872,575 | $3.76M | $3.71M |
| Income Before Tax | $1.77M | $4.45M | $4.58M | $208,630 | $2.81M | $1.30M | -$1.32M | $2.53M | $2.76M | $2.95M |
| Income Tax Expense | $407,822 | $996,859 | -$2.64M | -$127,968 | $178,563 | $191,912 | $581,899 | $842,117 | $999,523 | $1.07M |
| Net Income? | $1.36M | $3.45M | $7.22M | $336,598 | $2.63M | $1.11M | -$1.90M | $1.54M | $1.76M | $1.88M |
| EPS? | $-0.12 | $2.11 | $5.84 | $0.26 | $1.57 | $0.78 | $-1.33 | $1.31 | $1.91 | $2.73 |
| Diluted EPS? | $-0.12 | $2.11 | $5.84 | $0.26 | $1.57 | $0.77 | $-1.32 | $1.28 | $1.84 | $2.55 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality