Financials in USD. Standardized financial statements.
A compact view of how HMN Financial, Inc. turns revenue into operating income and net income.
| Metric | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $43.48M | $41.14M | $44.47M | $44.06M | $37.01M | $35.86M | $33.61M | $34.55M | $27.09M | $27.88M |
| Revenue Growth? | +5.7% | -7.5% | +0.9% | +19.1% | +3.2% | +6.7% | -2.7% | +27.5% | -2.8% | 0.0% |
| Cost of Revenue? | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Gross Profit? | $43.48M | $41.14M | $44.47M | $44.06M | $37.01M | $35.86M | $33.61M | $34.55M | $27.09M | $27.88M |
| Gross Margin? | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% | +100.0% |
| Operating Expenses? | -$34.92M | -$27.87M | -$25.54M | -$29.69M | -$25.89M | -$22.50M | -$23.01M | -$22.49M | -$21.02M | -$14.39M |
| Operating Income? | $8.55M | $13.27M | $18.93M | $14.37M | $11.12M | $13.36M | $10.60M | $12.06M | $6.07M | $13.49M |
| EBITDA? | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Income Before Tax | $8.55M | $11.27M | $18.93M | $14.37M | $11.12M | $11.12M | $8.81M | $10.47M | $4.57M | $12.28M |
| Income Tax Expense | $2.55M | $3.23M | $5.37M | $4.07M | $3.32M | $2.89M | $4.40M | $4.12M | $1.61M | $4.90M |
| Net Income? | $6.00M | $8.04M | $13.56M | $10.30M | $7.79M | $8.24M | $4.40M | $6.35M | $2.96M | $7.38M |
| EPS? | $1.38 | $1.85 | $3.03 | $2.23 | $1.69 | $1.72 | $1.04 | $1.52 | $0.69 | $1.40 |
| Diluted EPS? | $1.37 | $1.83 | $3.01 | $2.22 | $1.68 | $1.72 | $0.90 | $1.34 | $0.61 | $1.23 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality