Financials in USD. Standardized financial statements.
A compact view of how Horace Mann Educators Corporation turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $1.62B | $1.55B | $1.43B | $1.34B | $1.25B | $1.29B | $1.40B | $1.18B | $1.17B | $1.13B |
| Revenue Growth? | +4.8% | +8.2% | +6.8% | +7.3% | -3.0% | -8.2% | +19.4% | +0.4% | +3.8% | 0.0% |
| Cost of Revenue? | $1.05B | $1.07B | $1.08B | $1.01B | $841.30M | $873.40M | $907.10M | $953.65M | $883.13M | $829.76M |
| Gross Profit? | $572.00M | $478.40M | $356.80M | $332.50M | $409.00M | $416.10M | $497.70M | $222.54M | $288.42M | $299.15M |
| Gross Margin? | +35.2% | +30.9% | +24.9% | +24.8% | +32.7% | +32.3% | +35.4% | +18.9% | +24.6% | +26.5% |
| Operating Expenses? | $370.80M | $349.80M | $303.50M | $316.00M | $198.90M | $256.50M | $261.30M | $203.01M | $199.74M | $184.92M |
| Operating Income? | $201.20M | $128.60M | $53.30M | $16.50M | $210.10M | $159.60M | $236.40M | $19.54M | $88.69M | $114.23M |
| EBITDA? | $264.70M | $189.60M | $109.20M | $63.50M | $242.40M | $198.20M | $267.60M | $39.90M | $107.25M | $126.04M |
| Income Before Tax | $201.20M | $128.60M | $53.30M | $16.50M | $210.10M | $159.60M | $236.40M | $19.54M | $88.69M | $114.23M |
| Income Tax Expense | $39.10M | $25.80M | $8.30M | -$3.30M | $39.70M | $26.30M | $52.00M | $1.19M | -$80.77M | $30.47M |
| Net Income? | $162.10M | $102.80M | $45.00M | $19.80M | $170.40M | $133.30M | $184.40M | $18.34M | $169.46M | $83.77M |
| EPS? | $3.93 | $2.49 | $1.09 | $0.48 | $3.45 | $3.22 | $4.47 | $0.45 | $4.16 | $2.08 |
| Diluted EPS? | $3.90 | $2.48 | $1.09 | $0.47 | $3.39 | $3.22 | $4.40 | $0.44 | $4.08 | $2.02 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality