Financials in USD. Standardized financial statements.
A compact view of how Home Loan Financial Corporation turns revenue into operating income and net income.
| Metric | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $25.12M | $20.73M | $15.83M | $12.47M | $12.66M | $12.64M | $12.22M | $11.01M | $10.47M | $10.36M |
| Revenue Growth? | +21.2% | +31.0% | +26.9% | -1.5% | +0.2% | +3.4% | +11.0% | +5.1% | +1.1% | 0.0% |
| Cost of Revenue? | $7.52M | $5.66M | $2.21M | $996,275 | $1.49M | $1.97M | $1.65M | $0 | $0 | $0 |
| Gross Profit? | $17.60M | $15.07M | $13.62M | $11.47M | $11.17M | $10.67M | $10.57M | $11.01M | $10.47M | $10.36M |
| Gross Margin? | +70.1% | +72.7% | +86.1% | +92.0% | +88.2% | +84.4% | +86.5% | +100.0% | +100.0% | +100.0% |
| Operating Expenses? | $8.63M | $8.04M | $7.10M | $6.37M | $6.46M | $6.28M | $5.97M | $1.45M | $1.39M | $1.49M |
| Operating Income? | $8.97M | $7.02M | $6.52M | $5.10M | $4.72M | $4.38M | $4.60M | $4.53M | $4.40M | $4.63M |
| EBITDA? | $8.97M | $7.24M | $6.71M | $5.23M | $4.87M | $4.52M | $4.71M | $4.58M | $4.51M | $4.73M |
| Income Before Tax | $8.97M | $7.02M | $6.52M | $5.10M | $4.72M | $4.38M | $4.60M | $4.47M | $4.33M | $4.53M |
| Income Tax Expense | $1.76M | $1.55M | $1.35M | $945,227 | $874,702 | $789,752 | $857,771 | $1.25M | $1.30M | $1.33M |
| Net Income? | $7.22M | $5.48M | $5.17M | $4.16M | $3.84M | $3.59M | $3.74M | $3.22M | $3.04M | $3.21M |
| EPS? | $5.14 | $3.90 | $3.69 | $2.97 | $2.74 | $2.57 | $2.67 | $2.30 | $2.17 | $2.30 |
| Diluted EPS? | $5.14 | $3.90 | $3.69 | $2.97 | $2.74 | $2.57 | $2.67 | $2.30 | $2.17 | $2.30 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality