Financials in USD. Standardized financial statements.
A compact view of how HCB Financial Corp. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $31.35M | $29.71M | $24.59M | $16.84M | $15.44M | $15.89M | $14.29M | $13.63M | $12.70M | $12.12M |
| Revenue Growth? | +5.5% | +20.8% | +46.0% | +9.1% | -2.8% | +11.2% | +4.9% | +7.3% | +4.8% | 0.0% |
| Cost of Revenue? | $8.87M | $8.05M | $4.64M | $1.10M | $1.08M | $1.23M | $1.16M | $816,498 | $587,875 | $0 |
| Gross Profit? | $22.48M | $21.66M | $19.95M | $15.74M | $14.36M | $14.65M | $13.13M | $12.81M | $12.11M | $12.12M |
| Gross Margin? | +71.7% | +72.9% | +81.1% | +93.5% | +93.0% | +92.2% | +91.9% | +94.0% | +95.4% | +100.0% |
| Operating Expenses? | $15.29M | $14.74M | $14.32M | $12.47M | $11.85M | $11.78M | $10.77M | $10.40M | $9.83M | $3.14M |
| Operating Income? | $7.19M | $6.92M | $5.62M | $3.27M | $2.51M | $2.87M | $2.36M | $2.41M | $2.28M | $2.10M |
| EBITDA? | $7.76M | $7.49M | $6.26M | $3.96M | $3.21M | $3.58M | $2.97M | $2.90M | $2.76M | $2.45M |
| Income Before Tax | $7.19M | $6.92M | $5.62M | $3.27M | $2.51M | $2.87M | $2.36M | $2.41M | $2.28M | $1.96M |
| Income Tax Expense | $1.03M | $912,000 | $609,000 | $210,000 | $154,000 | $161,000 | $85,000 | $245,000 | $202,241 | $180,000 |
| Net Income? | $6.15M | $6.01M | $5.01M | $3.06M | $2.36M | $2.71M | $2.28M | $2.17M | $2.08M | $1.78M |
| EPS? | $6.08 | $5.85 | $4.84 | $2.95 | $2.24 | $2.54 | $2.14 | $2.03 | $1.95 | $1.67 |
| Diluted EPS? | $6.08 | $5.85 | $4.84 | $2.95 | $2.24 | $2.54 | $2.14 | $2.03 | $1.95 | $1.67 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality