Financials in USD. Standardized financial statements.
A compact view of how Horizon Bancorp, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $103.17M | $355.38M | $319.32M | $278.07M | $246.57M | $254.37M | $242.76M | $194.24M | $156.65M | $136.40M |
| Revenue Growth? | -71.0% | +11.3% | +14.8% | +12.8% | -3.1% | +4.8% | +25.0% | +24.0% | +14.8% | 0.0% |
| Cost of Revenue? | $133.56M | $173.27M | $139.02M | $34.70M | $16.22M | $55.19M | $49.52M | $34.51M | $18.85M | $22.38M |
| Gross Profit? | -$30.39M | $182.11M | $180.30M | $243.37M | $230.35M | $199.18M | $193.24M | $159.74M | $137.80M | $114.02M |
| Gross Margin? | -29.5% | +51.2% | +56.5% | +87.5% | +93.4% | +78.3% | +79.6% | +82.2% | +88.0% | +83.6% |
| Operating Expenses? | $169.13M | $154.76M | $141.30M | $137.79M | $127.90M | $120.81M | $113.40M | $96.17M | $89.84M | $81.31M |
| Operating Income? | -$199.53M | $27.35M | $39.00M | $105.58M | $102.45M | $78.37M | $79.84M | $63.56M | $47.95M | $32.71M |
| EBITDA? | -$187.62M | $39.65M | $50.97M | $118.68M | $116.32M | $90.70M | $89.53M | $70.37M | $53.89M | $37.99M |
| Income Before Tax | -$201.16M | $27.35M | $39.00M | $105.58M | $102.45M | $78.37M | $79.84M | $63.56M | $47.95M | $32.71M |
| Income Tax Expense | -$50.67M | -$8.08M | $11.02M | $12.18M | $15.36M | $9.87M | $13.30M | $10.44M | $14.84M | $8.80M |
| Net Income? | -$150.48M | $35.43M | $27.98M | $93.41M | $87.09M | $68.50M | $66.54M | $53.12M | $33.12M | $23.91M |
| EPS? | $-3.14 | $0.81 | $0.64 | $2.14 | $1.99 | $1.56 | $1.53 | $1.39 | $0.96 | $0.79 |
| Diluted EPS? | $-3.15 | $0.80 | $0.64 | $2.14 | $1.98 | $1.55 | $1.53 | $1.38 | $0.95 | $0.79 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality