Financials in USD. Standardized financial statements.
A compact view of how Gateway Bank, F.S.B. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|---|
| Revenue? | $12.87M | $12.39M | $4.79M | $5.62M | $7.47M | $5.80M | $0 |
| Revenue Growth? | +3.9% | +158.4% | -14.7% | -24.8% | +28.9% | 0.0% | 0.0% |
| Cost of Revenue? | $8.01M | $8.14M | $0 | $931,112 | $765,932 | $1.27M | $0 |
| Gross Profit? | $4.86M | $4.24M | $4.79M | $5.62M | $6.70M | $4.52M | $0 |
| Gross Margin? | +37.7% | +34.3% | +100.0% | +100.0% | +89.7% | +78.0% | 0.0% |
| Operating Expenses? | $8.74M | $8.36M | $6.06M | $7.13M | $5.76M | $5.88M | $0 |
| Operating Income? | -$3.88M | -$4.11M | -$1.27M | -$1.55M | $947,506 | -$1.36M | $0 |
| EBITDA? | -$3.80M | -$4.04M | -$1.21M | $0 | $0 | -$1.27M | $0 |
| Income Before Tax | -$3.88M | -$4.11M | -$1.27M | -$1.55M | $947,506 | -$1.36M | $0 |
| Income Tax Expense | $800 | $332 | $0 | $0 | $0 | -$25,000 | $0 |
| Net Income? | -$3.88M | -$4.11M | -$1.27M | -$1.55M | $947,506 | -$1.33M | $0 |
| EPS? | $0.00 | $-0.08 | $-0.03 | $-0.03 | $0.02 | $-0.03 | $-0.01 |
| Diluted EPS? | $0.00 | $-0.08 | $-0.03 | $-0.03 | $0.02 | $-0.03 | $-0.01 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality