Financials in USD. Standardized financial statements.
A compact view of how GreenSky, Inc. turns revenue into operating income and net income.
| Metric | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|
| Revenue? | $518.07M | $525.65M | $529.65M | $414.67M | $325.89M | $263.87M | $173.46M |
| Revenue Growth? | -1.4% | -0.8% | +27.7% | +27.2% | +23.5% | +52.1% | 0.0% |
| Cost of Revenue? | $198.90M | $307.95M | $248.58M | $160.44M | $89.71M | $79.14M | $36.51M |
| Gross Profit? | $319.17M | $217.70M | $281.07M | $254.23M | $236.18M | $184.72M | $136.95M |
| Gross Margin? | +61.6% | +41.4% | +53.1% | +61.3% | +72.5% | +70.0% | +79.0% |
| Operating Expenses? | $146.23M | $165.16M | $160.11M | $101.44M | $90.58M | $64.91M | $43.84M |
| Operating Income? | $161.20M | $52.54M | $120.95M | $152.79M | $145.60M | $119.81M | $93.11M |
| EBITDA? | $183.74M | $66.61M | $120.01M | $161.58M | $150.19M | $128.17M | $96.17M |
| Income Before Tax | $131.69M | $30.26M | $88.85M | $133.51M | $138.67M | $124.46M | $93.82M |
| Income Tax Expense | $13.88M | $1.60M | -$7.13M | $5.53M | $605,000 | $0 | $0 |
| Net Income? | $117.81M | $28.66M | $95.97M | $24.26M | $138.67M | $124.46M | $93.82M |
| EPS? | $1.56 | $0.40 | $1.46 | $0.41 | $2.68 | $2.40 | $0.92 |
| Diluted EPS? | $1.56 | $0.40 | $0.53 | $0.41 | $0.73 | $0.66 | $0.25 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality