Financials in USD. Standardized financial statements.
A compact view of how Golden State Bancorp turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $62.97M | $55.87M | $43.72M | $30.95M | $22.63M | $17.41M | $18.74M | $14.59M | $7.38M | $5.60M |
| Revenue Growth? | +12.7% | +27.8% | +41.2% | +36.8% | +30.0% | -7.1% | +28.4% | +97.7% | +31.7% | 0.0% |
| Cost of Revenue? | $27.68M | $25.96M | $16.70M | $5.74M | $4.92M | $5.73M | $5.87M | $0 | $0 | $0 |
| Gross Profit? | $35.29M | $29.91M | $27.02M | $25.21M | $17.72M | $11.68M | $12.87M | $14.59M | $7.38M | $5.60M |
| Gross Margin? | +56.0% | +53.5% | +61.8% | +81.4% | +78.3% | +67.1% | +68.7% | +100.0% | +100.0% | +100.0% |
| Operating Expenses? | $22.03M | $19.61M | $16.22M | $14.34M | $12.64M | $12.42M | $10.86M | $2.78M | $5.55M | $5.32M |
| Operating Income? | $13.26M | $10.31M | $10.80M | $10.87M | $5.07M | -$738,730 | $2.01M | $3.47M | $1.83M | $277,858 |
| EBITDA? | $13.64M | $10.31M | $10.80M | $11.20M | $5.40M | -$502,362 | $2.18M | $10.05M | $0 | $0 |
| Income Before Tax | $13.26M | $10.31M | $10.80M | $10.87M | $5.07M | -$738,730 | $2.01M | $9.91M | $1.83M | $277,858 |
| Income Tax Expense | $3.93M | $2.19M | $3.17M | $3.19M | $1.52M | -$164,357 | $603,803 | $1.07M | $1,520 | $2,400 |
| Net Income? | $9.33M | $8.12M | $7.62M | $7.69M | $3.55M | -$574,373 | $1.40M | $8.84M | $1.83M | $275,458 |
| EPS? | $3.38 | $3.02 | $2.96 | $3.22 | $1.90 | $-0.31 | $0.81 | $6.24 | $1.29 | $0.20 |
| Diluted EPS? | $3.38 | $2.98 | $2.85 | $3.11 | $1.79 | $-0.31 | $0.75 | $4.59 | $1.29 | $0.20 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality