Financials in USD. Standardized financial statements.
A compact view of how Gouverneur Bancorp, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $9.72M | $9.35M | $8.23M | $7.35M | $6.53M | $4.80M | $4.71M | $6.62M | $7.14M | $7.15M |
| Revenue Growth? | +4.0% | +13.6% | +12.0% | +12.6% | +36.0% | +2.1% | -28.9% | -7.4% | -0.1% | 0.0% |
| Cost of Revenue? | $1.58M | $1.49M | $692,000 | $329,000 | $383,000 | $580,000 | $651,000 | $0 | $0 | $0 |
| Gross Profit? | $8.14M | $7.86M | $7.54M | $7.02M | $6.15M | $4.22M | $4.05M | $6.62M | $7.14M | $7.15M |
| Gross Margin? | +83.8% | +84.1% | +91.6% | +95.5% | +94.1% | +87.9% | +86.2% | +100.0% | +100.0% | +100.0% |
| Operating Expenses? | $7.35M | $7.39M | $7.31M | $5.11M | $4.98M | $4.86M | $4.80M | $1.47M | $1.51M | $1.56M |
| Operating Income? | $793,000 | $476,000 | $233,000 | $1.92M | $1.17M | -$638,000 | -$744,000 | $2.19M | $5.64M | $5.59M |
| EBITDA? | $1.36M | $1.13M | $937,000 | $2.06M | $1.31M | -$510,000 | -$646,000 | -$124,000 | $1.66M | $1.44M |
| Income Before Tax | $793,000 | $476,000 | $233,000 | $1.92M | $1.17M | -$638,000 | -$744,000 | $2.05M | $1.66M | $1.44M |
| Income Tax Expense | $60,000 | -$63,000 | -$84,000 | $392,000 | -$86,000 | -$257,000 | -$280,000 | $0 | $0 | $0 |
| Net Income? | $733,000 | $539,000 | $317,000 | $1.53M | $1.26M | -$381,000 | -$464,000 | $2.05M | $1.66M | $1.44M |
| EPS? | $0.72 | $0.51 | $0.30 | $1.44 | $1.14 | $-0.35 | $-0.39 | $0.94 | $0.76 | $0.65 |
| Diluted EPS? | $0.72 | $0.51 | $0.30 | $1.44 | $1.16 | $-0.19 | $-0.39 | $0.94 | $0.76 | $0.65 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality