Financials in USD. Standardized financial statements.
A compact view of how First Northwest Bancorp turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $107.19M | $117.03M | $104.92M | $90.70M | $79.31M | $67.53M | $56.26M | $51.66M | $46.61M | $42.98M |
| Revenue Growth? | -8.4% | +11.5% | +15.7% | +14.4% | +17.4% | +20.0% | +8.9% | +10.8% | +8.4% | 0.0% |
| Cost of Revenue? | $56.53M | $72.52M | $40.79M | $12.05M | $6.72M | $12.77M | $12.12M | $10.19M | $0 | $6.42M |
| Gross Profit? | $50.67M | $44.52M | $64.13M | $78.66M | $72.59M | $54.76M | $44.14M | $41.47M | $46.61M | $36.56M |
| Gross Margin? | +47.3% | +38.0% | +61.1% | +86.7% | +91.5% | +81.1% | +78.5% | +80.3% | +100.0% | +85.1% |
| Operating Expenses? | $56.53M | $52.07M | $61.45M | $62.31M | $54.41M | $41.46M | $33.05M | $32.79M | $28.20M | $29.78M |
| Operating Income? | -$5.87M | -$7.56M | $2.67M | $16.34M | $18.17M | $13.29M | $11.09M | $8.68M | $7.29M | $6.78M |
| EBITDA? | -$5.17M | -$6.14M | $4.29M | $18.40M | $19.72M | $14.95M | $12.68M | $10.19M | $8.56M | $8.25M |
| Income Before Tax | -$5.87M | -$7.56M | $2.67M | $16.34M | $18.17M | $13.29M | $11.09M | $8.68M | $7.40M | $6.78M |
| Income Tax Expense | -$1.68M | -$944,000 | $549,000 | $2.85M | $3.19M | $2.95M | $2.08M | $1.57M | $4.08M | $1.66M |
| Net Income? | -$4.19M | -$6.61M | $2.29M | $15.64M | $15.42M | $10.34M | $9.01M | $7.11M | $3.32M | $5.12M |
| EPS? | $-0.48 | $-0.75 | $0.26 | $1.71 | $1.63 | $1.11 | $0.92 | $0.69 | $0.31 | $0.46 |
| Diluted EPS? | $-0.48 | $-0.75 | $0.25 | $1.71 | $1.62 | $1.10 | $0.91 | $0.68 | $0.31 | $0.46 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality