Financials in USD. Standardized financial statements.
A compact view of how First Northern Community Bancorp turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $88.40M | $84.67M | $80.56M | $62.81M | $55.04M | $56.67M | $56.19M | $52.83M | $48.15M | $43.24M |
| Revenue Growth? | +4.4% | +5.1% | +28.3% | +14.1% | -2.9% | +0.9% | +6.4% | +9.7% | +11.3% | 0.0% |
| Cost of Revenue? | $14.84M | $14.04M | $8.68M | $2.09M | -$588,000 | $4.53M | $1.86M | $3.37M | $1.68M | $2.96M |
| Gross Profit? | $73.57M | $70.63M | $71.88M | $60.73M | $55.63M | $52.14M | $54.33M | $49.46M | $46.47M | $40.29M |
| Gross Margin? | +83.2% | +83.4% | +89.2% | +96.7% | +101.1% | +92.0% | +96.7% | +93.6% | +96.5% | +93.2% |
| Operating Expenses? | $46.16M | $42.79M | $42.23M | $39.06M | $36.20M | $35.48M | $33.94M | $32.16M | $29.40M | $27.35M |
| Operating Income? | $27.41M | $27.84M | $29.65M | $21.67M | $19.43M | $16.66M | $20.39M | $17.30M | $17.07M | $12.94M |
| EBITDA? | $29.33M | $0 | $32.55M | $23.54M | $21.25M | $18.88M | $21.98M | $17.86M | $17.67M | $13.57M |
| Income Before Tax | $27.41M | $27.84M | $29.65M | $21.67M | $19.43M | $16.66M | $20.39M | $17.30M | $17.07M | $12.94M |
| Income Tax Expense | $6.28M | $7.81M | $8.09M | $5.78M | $5.24M | $4.50M | $5.67M | $4.74M | $8.32M | $4.88M |
| Net Income? | $21.13M | $20.03M | $21.55M | $15.88M | $14.19M | $12.16M | $14.72M | $12.55M | $8.75M | $8.05M |
| EPS? | $1.34 | $1.20 | $1.29 | $0.95 | $0.87 | $0.74 | $0.95 | $0.85 | $0.60 | $0.55 |
| Diluted EPS? | $1.32 | $1.18 | $1.28 | $0.94 | $0.90 | $0.74 | $0.94 | $0.84 | $0.59 | $0.54 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality