Financials in USD. Standardized financial statements.
A compact view of how Flagstar Financial, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $4.70B | $6.38B | $6.05B | $2.18B | $1.75B | $1.77B | $1.89B | $1.78B | $1.82B | $1.83B |
| Revenue Growth? | -26.5% | +5.6% | +177.6% | +24.5% | -1.1% | -6.4% | +6.1% | -2.0% | -0.5% | 0.0% |
| Cost of Revenue? | $2.93B | $4.89B | $3.25B | $829.00M | $403.00M | $670.00M | $855.00M | $676.93M | $489.48M | $391.67M |
| Gross Profit? | $1.77B | $1.49B | $2.80B | $1.35B | $1.35B | $1.10B | $1.03B | $1.10B | $1.33B | $1.43B |
| Gross Margin? | +37.6% | +23.4% | +46.3% | +61.9% | +77.0% | +62.1% | +54.7% | +62.0% | +73.1% | +78.6% |
| Operating Expenses? | $1.96B | $2.87B | $2.85B | $523.00M | $541.00M | $511.00M | $511.00M | $546.63M | $660.39M | $657.80M |
| Operating Income? | -$198.00M | -$1.38B | -$50.00M | $826.00M | $806.00M | $588.00M | $523.00M | $557.67M | $668.22M | $777.13M |
| EBITDA? | -$198.00M | -$1.19B | $115.00M | $849.00M | $827.00M | $612.00M | $550.00M | $589.99M | $701.23M | $812.33M |
| Income Before Tax | -$198.00M | -$1.38B | -$50.00M | $826.00M | $806.00M | $588.00M | $523.00M | $557.67M | $668.22M | $777.13M |
| Income Tax Expense | -$21.00M | -$260.00M | $29.00M | $176.00M | $210.00M | $77.00M | $128.00M | $135.25M | $202.01M | $281.73M |
| Net Income? | -$177.00M | -$1.12B | -$79.00M | $650.00M | $596.00M | $511.00M | $395.00M | $422.42M | $466.20M | $495.40M |
| EPS? | $-0.51 | $-3.49 | $-0.49 | $3.78 | $3.59 | $3.06 | $2.31 | $2.37 | $2.70 | $3.04 |
| Diluted EPS? | $-0.51 | $-3.49 | $-0.49 | $3.77 | $3.59 | $3.06 | $2.31 | $2.37 | $2.70 | $3.04 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality