Financials in USD. Standardized financial statements.
A compact view of how Financial Institutions, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $377.94M | $264.17M | $332.59M | $241.09M | $212.03M | $204.37M | $208.83M | $188.01M | $164.73M | $150.69M |
| Revenue Growth? | +43.1% | -20.6% | +38.0% | +13.7% | +3.7% | -2.1% | +11.1% | +14.1% | +9.3% | 0.0% |
| Cost of Revenue? | $144.63M | $176.13M | $135.30M | $42.84M | $4.14M | $49.50M | $46.93M | $38.80M | $30.86M | $22.18M |
| Gross Profit? | $233.31M | $88.03M | $197.29M | $198.25M | $207.89M | $154.87M | $161.90M | $149.21M | $133.87M | $128.51M |
| Gross Margin? | +61.7% | +33.3% | +59.3% | +82.2% | +98.0% | +75.8% | +77.5% | +79.4% | +81.3% | +85.3% |
| Operating Expenses? | $141.96M | $156.18M | $134.24M | $127.28M | $110.67M | $109.15M | $102.48M | $99.67M | $90.40M | $84.37M |
| Operating Income? | $91.35M | -$68.15M | $63.05M | $70.97M | $97.22M | $45.72M | $59.42M | $49.53M | $43.47M | $44.14M |
| EBITDA? | $91.35M | -$60.47M | $71.14M | $79.08M | $105.27M | $53.62M | $67.63M | $56.01M | $49.65M | $50.10M |
| Income Before Tax | $91.35M | -$68.15M | $63.05M | $70.97M | $97.22M | $45.72M | $59.42M | $49.53M | $43.47M | $44.14M |
| Income Tax Expense | $16.49M | -$26.50M | $12.79M | $14.40M | $19.52M | $7.39M | $10.56M | $10.01M | $9.95M | $12.21M |
| Net Income? | $74.87M | -$41.65M | $50.26M | $56.57M | $77.70M | $38.33M | $48.86M | $39.53M | $33.53M | $31.93M |
| EPS? | $3.65 | $-2.75 | $3.17 | $3.58 | $4.81 | $2.30 | $2.97 | $2.39 | $2.13 | $2.11 |
| Diluted EPS? | $3.61 | $-2.75 | $3.15 | $3.56 | $4.78 | $2.30 | $2.96 | $2.39 | $2.13 | $2.10 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality