Financials in USD. Standardized financial statements.
A compact view of how The Farmers Bank of Appomattox turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $19.25M | $17.88M | $14.99M | $12.47M | $11.78M | $10.84M | $10.77M | $10.66M | $10.47M | $10.65M |
| Revenue Growth? | +7.7% | +19.3% | +20.2% | +5.8% | +8.7% | +0.6% | +1.0% | +1.8% | -1.7% | 0.0% |
| Cost of Revenue? | $6.31M | $5.98M | $3.62M | $1.30M | $925,000 | $1.12M | $1.10M | $1.63M | $1.52M | $1.22M |
| Gross Profit? | $12.95M | $11.90M | $11.38M | $11.17M | $10.86M | $9.72M | $9.67M | $9.03M | $8.95M | $9.43M |
| Gross Margin? | +67.2% | +66.6% | +75.9% | +89.5% | +92.2% | +89.7% | +89.8% | +84.7% | +85.5% | +88.6% |
| Operating Expenses? | $9.11M | $8.77M | $8.05M | $7.50M | $7.03M | $6.60M | $6.61M | $6.34M | $6.05M | $6.45M |
| Operating Income? | $3.84M | $3.13M | $3.33M | $3.66M | $3.83M | $3.12M | $3.06M | $2.69M | $2.90M | $2.98M |
| EBITDA? | $4.12M | $3.34M | $3.54M | $3.92M | $4.09M | $3.12M | $3.26M | $2.87M | $3.07M | $3.16M |
| Income Before Tax | $3.84M | $3.13M | $3.33M | $3.66M | $3.83M | $3.12M | $3.06M | $2.69M | $2.90M | $2.98M |
| Income Tax Expense | $559,000 | $418,000 | $430,000 | $455,000 | $523,000 | $466,000 | $472,000 | $369,000 | $533,000 | $408,000 |
| Net Income? | $3.28M | $2.71M | $2.90M | $3.21M | $3.31M | $2.65M | $2.59M | $2.32M | $2.37M | $2.58M |
| EPS? | $3.02 | $2.50 | $2.67 | $2.96 | $3.06 | $2.45 | $2.39 | $2.14 | $2.18 | $2.38 |
| Diluted EPS? | $3.02 | $2.50 | $2.67 | $2.96 | $3.06 | $2.45 | $2.39 | $2.14 | $2.18 | $2.38 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality