Financials in USD. Standardized financial statements.
A compact view of how FB Financial Corporation turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $877.84M | $766.77M | $748.98M | $596.35M | $613.25M | $616.50M | $417.93M | $370.21M | $311.19M | $265.18M |
| Revenue Growth? | +14.5% | +2.4% | +25.6% | -2.8% | -0.5% | +47.5% | +12.9% | +19.0% | +17.4% | 0.0% |
| Cost of Revenue? | $361.10M | $321.04M | $273.73M | $88.17M | -$3.37M | $156.95M | $63.55M | $40.90M | $15.39M | $8.06M |
| Gross Profit? | $516.73M | $445.74M | $475.25M | $508.19M | $616.62M | $459.55M | $354.38M | $329.31M | $295.80M | $257.11M |
| Gross Margin? | +58.9% | +58.1% | +63.5% | +85.2% | +100.5% | +74.5% | +84.8% | +89.0% | +95.1% | +97.0% |
| Operating Expenses? | $378.21M | $299.07M | $324.96M | $348.61M | $373.57M | $377.08M | $244.84M | $223.46M | $222.32M | $194.79M |
| Operating Income? | $138.52M | $146.67M | $150.29M | $159.57M | $243.05M | $82.46M | $109.54M | $105.85M | $73.48M | $62.32M |
| EBITDA? | $150.70M | $161.58M | $165.13M | $172.18M | $256.94M | $95.32M | $119.05M | $113.37M | $79.80M | $76.77M |
| Income Before Tax | $138.52M | $146.67M | $150.29M | $159.57M | $243.05M | $82.46M | $109.54M | $105.85M | $73.48M | $62.32M |
| Income Tax Expense | $15.88M | $30.62M | $30.05M | $35.00M | $52.75M | $18.83M | $25.73M | $25.62M | $21.09M | $21.73M |
| Net Income? | $122.62M | $116.03M | $120.22M | $124.56M | $190.28M | $63.62M | $83.81M | $80.24M | $52.40M | $40.59M |
| EPS? | $2.41 | $2.49 | $2.57 | $2.64 | $4.01 | $1.69 | $2.70 | $2.62 | $1.90 | $2.12 |
| Diluted EPS? | $2.40 | $2.48 | $2.57 | $2.64 | $3.97 | $1.67 | $2.65 | $2.56 | $1.86 | $2.10 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality