Experian plc

Experian plc operates as a technology company, structured into two primary divisions: Business-to-Business and Consumer Services. Within its business offerings, Experian provides data services enabling clients to identify and understand their customers while also managing lending-related risks. It further supplies advanced analytical and decision-making tools that help companies effectively manage customer relationships, mitigate fraud, ensure regulatory compliance, and automate various operational processes. For individuals, the company delivers financial education, free access to their Experian credit reports and scores, and online tools and applications. These consumer resources empower users to manage their financial standing, access suitable credit offers, and protect themselves from identity theft. Serving a broad spectrum of industries such as financial services, healthcare, retail, automotive, telecommunications, and government, among others, Experian maintains operations across North America, Latin America, the United Kingdom, Ireland, Europe, the Middle East, Africa, and the Asia Pacific. Founded in 1826 and based in Dublin, Ireland, the entity was formerly known as Experian Group Limited before officially becoming Experian plc in July 2008.