Financials in USD. Standardized financial statements.
A compact view of how Exchange Bankshares, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|---|
| Revenue? | $24.13M | $16.02M | $17.43M | $14.90M | $14.04M | $14.42M | $13.12M |
| Revenue Growth? | +50.6% | -8.1% | +16.9% | +6.1% | -2.6% | +9.9% | 0.0% |
| Cost of Revenue? | $5.66M | $0 | $2.77M | $596,965 | $724,344 | $1.17M | $1.27M |
| Gross Profit? | $18.47M | $16.02M | $14.66M | $14.31M | $13.32M | $13.25M | $11.85M |
| Gross Margin? | +76.5% | +100.0% | +84.1% | +96.0% | +94.8% | +91.9% | +90.3% |
| Operating Expenses? | $12.18M | $10.33M | $9.50M | $10.01M | $9.03M | $9.27M | $7.74M |
| Operating Income? | $6.29M | $5.69M | $5.16M | $4.30M | $4.29M | $3.98M | $4.11M |
| EBITDA? | $7.83M | $0 | $6.68M | $5.37M | $4.77M | $4.44M | $4.56M |
| Income Before Tax | $6.29M | $5.69M | $5.16M | $4.30M | $4.29M | $3.98M | $4.11M |
| Income Tax Expense | $1.29M | $1.20M | $1.06M | $790,820 | $875,477 | $811,101 | $938,828 |
| Net Income? | $5.00M | $4.49M | $4.10M | $3.51M | $3.41M | $3.17M | $3.17M |
| EPS? | $0.00 | $7.53 | $6.83 | $5.78 | $5.62 | $5.18 | $5.10 |
| Diluted EPS? | $0.00 | $7.53 | $6.83 | $5.78 | $5.62 | $5.18 | $5.10 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality