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Direct Line Insurance Group plc
DLG.LFinancial ServicesLSEGB
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Estimates, scoring, valuation assumptions, and peer comparison in one research surface.
Change the assumptions to see how revenue growth, margins, and exit multiples can move fair value.
| Year | Revenue | Margin | Profit | Free cash flow | Present value |
|---|---|---|---|---|---|
| 2026 | £4.54B | 3.6% | £163.39M | -£472.00M | N/A |
| 2027 | £4.72B | 3.6% | £170.08M | -£491.36M | -£446.69M |
| 2028 | £4.92B | 3.6% | £177.06M | -£511.50M | -£422.73M |
| 2029 | £5.12B | 3.6% | £184.32M | -£532.47M | -£400.06M |
| 2030 | £5.33B | 3.6% | £191.87M | -£554.30M | -£378.60M |
| 2031 | £5.55B | 3.6% | £199.74M | -£577.03M | -£358.29M |
Projects EPS forward, applies an exit P/E, then discounts the result back to today.
| Base EPS | £0.11 | 2024-12-31 |
| EPS growth | -40.0% | Forecast years: 5 |
| Future EPS | £0.009 | EPS × (1 + G)^5 |
| Base P/E | 20.4 | P/E |
| Future price | £0.174 | Future EPS × P/E |
| Fair value today | £0.108 | PV @ 10.0% |
| 30% safety price | £0.076 | Margin of safety |
| 50% safety price | £0.054 | Margin of safety |
| Discount rate \\ Terminal growth | 1.5% | 2.5% | 3.5% |
|---|---|---|---|
| 9.0% | -£588.088 | -£665.141 | -£770.215 |
| 10.0% | -£509.904 | -£566.714 | -£641.004 |
| 11.0% | -£448.213 | -£491.468 | -£546.258 |