Financials in USD. Standardized financial statements.
A compact view of how Citizens & Northern Corporation turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $154.19M | $155.47M | $136.24M | $115.48M | $108.95M | $100.44M | $82.97M | $69.65M | $60.99M | $59.63M |
| Revenue Growth? | -0.8% | +14.1% | +18.0% | +6.0% | +8.5% | +21.1% | +19.1% | +14.2% | +2.3% | 0.0% |
| Cost of Revenue? | $53.44M | $51.16M | $33.29M | $16.77M | $10.22M | $13.51M | $11.13M | $5.21M | $4.72M | $4.91M |
| Gross Profit? | $100.75M | $104.31M | $102.95M | $98.70M | $98.73M | $86.93M | $71.84M | $64.44M | $56.27M | $54.72M |
| Gross Margin? | +65.3% | +67.1% | +75.6% | +85.5% | +90.6% | +86.6% | +86.6% | +92.5% | +92.3% | +91.8% |
| Operating Expenses? | $72.11M | $72.44M | $72.47M | $66.35M | $61.04M | $63.72M | $48.43M | $38.18M | $35.68M | $33.61M |
| Operating Income? | $28.64M | $31.87M | $30.48M | $32.35M | $37.69M | $23.21M | $23.41M | $26.26M | $20.59M | $21.11M |
| EBITDA? | $28.64M | $34.05M | $32.63M | $34.74M | $39.82M | $25.19M | $25.16M | $28.02M | $22.23M | $22.70M |
| Income Before Tax | $28.64M | $31.87M | $30.48M | $32.35M | $37.69M | $23.21M | $23.41M | $26.26M | $20.59M | $21.11M |
| Income Tax Expense | $5.22M | $5.91M | $6.33M | $5.73M | $7.13M | $3.99M | $3.90M | $4.25M | $7.16M | $5.35M |
| Net Income? | $23.43M | $25.96M | $24.15M | $26.62M | $30.55M | $19.22M | $19.50M | $22.01M | $13.43M | $15.76M |
| EPS? | $1.46 | $1.69 | $1.57 | $1.71 | $1.92 | $1.30 | $1.46 | $1.80 | $1.10 | $1.30 |
| Diluted EPS? | $1.46 | $1.69 | $1.57 | $1.71 | $1.92 | $1.29 | $1.46 | $1.80 | $1.10 | $1.30 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality