Financials in USD. Standardized financial statements.
A compact view of how Citizens Bancorp of Virginia, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $30.05M | $27.60M | $25.36M | $21.37M | $18.28M | $18.16M | $18.62M | $17.23M | $15.85M | $15.13M |
| Revenue Growth? | +8.9% | +8.8% | +18.7% | +16.9% | +0.7% | -2.5% | +8.1% | +8.7% | +4.8% | 0.0% |
| Cost of Revenue? | $4.95M | $4.61M | $2.63M | $1.00M | $1.23M | $1.62M | $1.63M | $0 | $0 | $0 |
| Gross Profit? | $25.09M | $22.92M | $22.73M | $20.36M | $17.05M | $16.53M | $16.98M | $17.23M | $15.85M | $15.13M |
| Gross Margin? | +83.5% | +83.0% | +89.6% | +95.3% | +93.3% | +91.1% | +91.2% | +100.0% | +100.0% | +100.0% |
| Operating Expenses? | $13.20M | $12.34M | $12.25M | $10.20M | $10.09M | $10.39M | $10.84M | $2.46M | $2.51M | $2.50M |
| Operating Income? | $11.90M | $10.65M | $10.48M | $10.16M | $6.96M | $6.15M | $6.15M | $5.45M | $5.20M | $4.85M |
| EBITDA? | $11.90M | $11.19M | $11.06M | $10.77M | $7.56M | $6.77M | $6.69M | $53,234 | $5.74M | -$155,183 |
| Income Before Tax | $11.90M | $10.65M | $10.48M | $10.16M | $6.96M | $6.15M | $6.15M | $5.50M | $5.20M | $4.69M |
| Income Tax Expense | $2.27M | $2.08M | $1.99M | $2.00M | $1.33M | $1.13M | $1.09M | $932,231 | $1.70M | $1.19M |
| Net Income? | $9.63M | $8.56M | $8.50M | $8.16M | $5.63M | $5.02M | $5.06M | $4.57M | $3.50M | $3.50M |
| EPS? | $4.57 | $4.05 | $4.00 | $3.84 | $2.63 | $2.33 | $2.33 | $2.10 | $1.60 | $1.60 |
| Diluted EPS? | $4.57 | $4.05 | $4.00 | $3.84 | $2.63 | $2.33 | $2.33 | $2.10 | $1.60 | $1.60 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality