Financials in USD. Standardized financial statements.
A compact view of how Citizens Bancorp turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $33.45M | $38.79M | $40.27M | $32.98M | $30.37M | $30.95M | $33.91M | $31.36M | $28.41M | $25.18M |
| Revenue Growth? | -13.8% | -3.7% | +22.1% | +8.6% | -1.9% | -8.7% | +8.1% | +10.4% | +12.8% | 0.0% |
| Cost of Revenue? | $4.37M | $8.30M | $7.28M | $461,000 | $462,000 | $540,000 | $553,000 | $0 | $0 | $0 |
| Gross Profit? | $29.08M | $30.49M | $32.99M | $32.52M | $29.90M | $30.41M | $33.35M | $31.36M | $28.41M | $25.18M |
| Gross Margin? | +86.9% | +78.6% | +81.9% | +98.6% | +98.5% | +98.3% | +98.4% | +100.0% | +100.0% | +100.0% |
| Operating Expenses? | $26.41M | $26.33M | $25.06M | $20.38M | $16.26M | $25.26M | $19.40M | $3.41M | $3.43M | $3.25M |
| Operating Income? | $2.67M | $4.16M | $7.93M | $12.14M | $13.64M | $5.15M | $13.95M | $12.65M | $10.28M | $7.91M |
| EBITDA? | $3.33M | $4.78M | $8.45M | $12.66M | $14.24M | $5.71M | $14.48M | $12.89M | $10.51M | $8.11M |
| Income Before Tax | $2.67M | $4.16M | $7.93M | $12.14M | $13.64M | $5.15M | $13.95M | $12.42M | $10.05M | $7.59M |
| Income Tax Expense | $184,000 | $787,000 | $1.77M | $3.04M | $3.33M | $1.05M | $3.46M | $3.10M | $4.65M | $2.69M |
| Net Income? | $2.49M | $3.37M | $6.15M | $9.10M | $10.31M | $4.10M | $10.49M | $9.31M | $5.40M | $4.91M |
| EPS? | $0.42 | $0.57 | $1.03 | $1.52 | $1.73 | $0.69 | $1.77 | $1.71 | $1.00 | $0.92 |
| Diluted EPS? | $0.42 | $0.57 | $1.03 | $1.52 | $1.73 | $0.69 | $1.77 | $1.71 | $1.00 | $0.92 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality