Financials in USD. Standardized financial statements.
A compact view of how Crystal Valley Financial Corporation turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $50.18M | $47.18M | $40.82M | $34.62M | $35.42M | $35.57M | $32.26M | $30.15M | $27.80M | $25.56M |
| Revenue Growth? | +6.4% | +15.6% | +17.9% | -2.3% | -0.4% | +10.2% | +7.0% | +8.4% | +8.8% | 0.0% |
| Cost of Revenue? | $16.71M | $14.22M | $9.31M | $2.79M | $2.45M | $3.38M | $4.19M | $3.87M | $2.95M | $3.11M |
| Gross Profit? | $33.47M | $32.96M | $31.51M | $31.83M | $32.97M | $32.19M | $28.08M | $26.28M | $24.86M | $22.45M |
| Gross Margin? | +66.7% | +69.9% | +77.2% | +91.9% | +93.1% | +90.5% | +87.0% | +87.2% | +89.4% | +87.8% |
| Operating Expenses? | $21.05M | $19.81M | $19.36M | $18.99M | $19.34M | $18.94M | $17.44M | $3.77M | $3.63M | $3.70M |
| Operating Income? | $12.42M | $13.16M | $12.15M | $12.84M | $13.63M | $13.25M | $10.63M | $10.04M | $9.27M | $7.43M |
| EBITDA? | $12.42M | $13.70M | $12.59M | $13.28M | $14.16M | $13.76M | $11.22M | -$159,399 | -$163,054 | -$254,841 |
| Income Before Tax | $12.42M | $13.19M | $12.15M | $12.84M | $13.63M | $13.25M | $10.63M | $9.88M | $9.10M | $7.17M |
| Income Tax Expense | $1.97M | $2.09M | $2.01M | $1.83M | $1.98M | $2.09M | $1.40M | $1.25M | $2.24M | $1.21M |
| Net Income? | $10.45M | $11.10M | $10.14M | $11.01M | $11.65M | $11.17M | $9.23M | $8.62M | $6.86M | $5.96M |
| EPS? | $8.22 | $8.60 | $7.57 | $7.88 | $8.07 | $7.54 | $5.97 | $5.54 | $4.41 | $3.85 |
| Diluted EPS? | $8.22 | $8.60 | $7.57 | $7.88 | $8.07 | $7.54 | $5.97 | $5.54 | $4.41 | $3.85 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality