Financials in USD. Standardized financial statements.
A compact view of how Crédit Agricole S.A. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $66.08B | $74.47B | $68.33B | $37.61B | $33.07B | $29.73B | $32.79B | $31.94B | $30.92B | $30.15B |
| Revenue Growth? | -11.3% | +9.0% | +81.7% | +13.7% | +11.2% | -9.3% | +2.7% | +3.3% | +2.6% | 0.0% |
| Cost of Revenue? | $39.82B | $49.15B | $44.88B | $16.97B | $11.68B | $11.72B | $13.66B | $13.25B | $12.43B | $13.31B |
| Gross Profit? | $26.26B | $25.33B | $23.45B | $20.65B | $21.40B | $18.02B | $19.12B | $18.69B | $18.50B | $16.84B |
| Gross Margin? | +39.7% | +34.0% | +34.3% | +54.9% | +64.7% | +60.6% | +58.3% | +58.5% | +59.8% | +55.9% |
| Operating Expenses? | $15.86B | $14.70B | $13.91B | $12.78B | $13.32B | $13.43B | $13.17B | $12.19B | $12.57B | $13.49B |
| Operating Income? | $9.99B | $10.63B | $9.55B | $7.87B | $8.08B | $4.59B | $5.95B | $6.50B | $5.93B | $3.35B |
| EBITDA? | $11.74B | $11.87B | $10.70B | $8.97B | $9.25B | $5.73B | $7.00B | $7.25B | $6.71B | $4.05B |
| Income Before Tax | $10.50B | $10.63B | $9.55B | $7.87B | $8.08B | $4.59B | $5.95B | $6.50B | $5.93B | $3.35B |
| Income Tax Expense | $2.26B | $2.47B | $2.20B | $1.81B | $1.24B | $1.13B | $456.00M | $1.47B | $1.73B | $695.00M |
| Net Income? | $7.07B | $7.09B | $6.35B | $5.31B | $5.84B | $2.69B | $4.84B | $4.40B | $3.65B | $3.54B |
| EPS? | $1.09 | $1.05 | $0.97 | $0.80 | $0.92 | $0.44 | $0.74 | $0.70 | $0.54 | $0.54 |
| Diluted EPS? | $1.09 | $1.05 | $0.97 | $0.80 | $0.92 | $0.44 | $0.74 | $0.70 | $0.54 | $0.54 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality