Financials in USD. Standardized financial statements.
A compact view of how Capital One Financial Corporation turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $69.25B | $53.94B | $49.48B | $38.37B | $32.03B | $31.64B | $33.77B | $31.88B | $30.00B | $27.52B |
| Revenue Growth? | +28.4% | +9.0% | +29.0% | +19.8% | +1.2% | -6.3% | +5.9% | +6.3% | +9.0% | 0.0% |
| Cost of Revenue? | $36.47B | $26.54B | $23.12B | $9.97B | -$346.00M | $13.38B | $11.41B | $10.16B | $10.31B | $8.48B |
| Gross Profit? | $32.78B | $27.40B | $26.36B | $28.40B | $32.38B | $18.26B | $22.36B | $21.72B | $19.69B | $19.04B |
| Gross Margin? | +47.3% | +50.8% | +53.3% | +74.0% | +101.1% | +57.7% | +66.2% | +68.1% | +65.6% | +69.2% |
| Operating Expenses? | $30.50B | $21.49B | $20.32B | $19.16B | $16.57B | $15.06B | $15.48B | $14.40B | $14.19B | $13.56B |
| Operating Income? | $2.28B | $5.91B | $6.04B | $9.24B | $15.81B | $3.20B | $6.87B | $7.32B | $5.49B | $5.48B |
| EBITDA? | $7.54B | $9.15B | $9.27B | $12.45B | $19.29B | $6.70B | $10.21B | $9.71B | $7.93B | $7.91B |
| Income Before Tax | $2.28B | $5.91B | $6.04B | $9.24B | $15.81B | $3.20B | $6.87B | $7.32B | $5.49B | $5.48B |
| Income Tax Expense | $193.00M | $1.16B | $1.16B | $1.88B | $3.42B | $486.00M | $1.34B | $1.29B | $3.38B | $1.71B |
| Net Income? | $2.45B | $4.75B | $4.89B | $7.36B | $12.39B | $2.71B | $5.55B | $6.01B | $1.98B | $3.75B |
| EPS? | $4.03 | $11.61 | $11.98 | $17.98 | $27.04 | $5.19 | $11.10 | $11.90 | $3.52 | $6.96 |
| Diluted EPS? | $4.03 | $11.59 | $11.95 | $17.91 | $26.94 | $5.18 | $11.05 | $12.45 | $3.49 | $6.89 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality