Financials in USD. Standardized financial statements.
A compact view of how CNO Financial Group, Inc. turns revenue into operating income and net income.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue? | $4.49B | $4.45B | $4.15B | $3.58B | $4.12B | $3.82B | $4.02B | $4.31B | $4.30B | $3.99B |
| Revenue Growth? | +0.9% | +7.2% | +15.9% | -13.2% | +7.9% | -4.8% | -6.9% | +0.3% | +7.7% | 0.0% |
| Cost of Revenue? | $2.48B | $2.74B | $2.61B | $1.79B | $2.42B | $2.54B | $2.78B | $3.73B | $2.96B | $2.83B |
| Gross Profit? | $2.01B | $1.70B | $1.53B | $1.79B | $1.70B | $1.28B | $1.23B | $580.20M | $1.34B | $1.16B |
| Gross Margin? | +44.8% | +38.3% | +37.0% | +50.1% | +41.2% | +33.6% | +30.7% | +13.5% | +31.2% | +29.1% |
| Operating Expenses? | $1.72B | $1.18B | $1.18B | $973.70M | $966.30M | $939.00M | $958.90M | $845.00M | $863.40M | $809.50M |
| Operating Income? | $293.40M | $518.30M | $356.80M | $816.50M | $733.10M | $344.30M | $274.20M | -$264.80M | $480.50M | $353.20M |
| EBITDA? | $524.30M | $1.07B | $862.80M | $1.20B | $1.07B | $757.00M | $694.40M | $177.20M | $869.60M | $744.60M |
| Income Before Tax | $293.40M | $518.30M | $356.80M | $816.50M | $733.10M | $344.30M | $274.20M | -$264.80M | $480.50M | $353.20M |
| Income Tax Expense | $64.10M | $114.30M | $80.30M | $185.90M | $162.80M | $42.50M | -$135.20M | $50.20M | $304.90M | -$5.00M |
| Net Income? | $229.30M | $404.00M | $276.50M | $630.60M | $570.30M | $301.80M | $409.40M | -$315.00M | $175.60M | $358.20M |
| EPS? | $2.35 | $3.81 | $2.44 | $5.45 | $3.43 | $2.12 | $2.62 | $-1.90 | $1.03 | $2.03 |
| Diluted EPS? | $2.35 | $3.74 | $2.40 | $5.36 | $3.36 | $2.11 | $2.61 | $-1.90 | $1.02 | $2.01 |
Revenue, profitability, margins, EPS, and share-count trends over time.
Top-line demand and scale over time
Profit left after direct production costs
Core business profitability before financing and tax
Bottom-line profit after all expenses
Profit allocated to each diluted share
Share count trend that affects EPS quality
Gross, operating, and net margin quality